Agrarian Production Credit Program (APCP)


The  Agrarian Production Credit Program  was developed pursuant to the CARPER Law in partnership with the Department of Agriculture (DA) and Department of Agrarian Reform (DAR).


  • Nationwide

Eligible Borrowers

  • Cooperatives
  • Farmers Organizations
  • Rural Banks

Basic Policies 

Available Credit Facility

  • Short Term Loan Line
  • Term Loan


  • To finance the farm  inputs  in growing crops.
  • Working capital for agri-enterprise and livelihood projects.
  • To purchase tools, equipment and machineries.


  • Via 180-day Promissory Notes (PN) or depending on the term of the loan.

Interest Rate

  • Special Rate.

Repayment Term

  • Based on crop cycle or cash flow .


  • Assignment of Promissory Notes plus underlying collaterals.
  • Assignment of Crop Insurance.
  • Chattel Mortgage on Object of Financing.