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Saving Account with ATM Access


A peso savings account for individuals.

Minimum Initial Deposit ₱500
Required Minimum Average Daily Balance (ADB) Note: Accounts falling below ADB requirement for two (2) consecutive month-end and every month-end thereafter. Monthly collection to start at the end of the second month ₱500
Interest Rate (per annum) 0.05% Note: Effective on 1 August 2020
Required Daily Balance to Earn Interest ₱2,000
Monthly Service Charge Below Minimum ADB Note: Accounts falling below ADB requirement for two (2) consecutive month-end and every month-end thereafter. Monthly collection to start at the end of the second month ₱200
Monthly Dormancy Fee Note: Accounts with no depositor-initiated financial transaction for 1 year for Demand Deposit Accounts and 2 years for Savings Deposit Account and which fall below the required ADB. Monthly collection to start on the 5th year reckoned from the date of last financial transaction. ₱30
Fee if closed within 30 calendar days from date of opening ₱300