The LANDBANK Credit Card provides the means for the cardholder to conveniently and safely make cashless purchases from Mastercard accredited merchants and/or facilitate cash advances.
Type of Card | ||
Classic | Gold | |
Annual Membership Fee - Principal | P 1,000 | P 2,500 |
Annual Membership Fee – Supplementary | P 250 | P 1,000 |
Cash Advance Fee | 5% of amount withdrawn but not exceeding P200.00 | |
Foreign Exchange Conversion Rate | Based on prevailing Mastercard Foreign Currency Conversion Rate plus 2% Assessment and Service Fee | |
Card Replacement Fee | P 300 for each card | |
Returned Check Fee | P 500 | |
Sales Slip Retrieval Fee | P 350 | |
Statement Printing/ Reprinting Fee | P 100 | |
Installment Pre-termination Fee | 5% of remaining balance or P300, whichever is higher | |
Minimum Amount Due (MAD) | This is the sum of the following: a) 3% of Outstanding Balance (less Over Limit and/or Installment Amount, if any) or P200 whichever is higher b) Installment Amount; c) Overdue Amount; and d) Over Limit Amount; if any | |
Attorney's Fees and Other Judicial Expenses | In case of default in payment, CARDHOLDER agrees to pay in addition to Late and Interest charges the cost of the collection and/or attorney's fees a litigation and judicial expenses to be determined by THE BANK, as applicable |
Finance Charge | Late Payment Fee | |
Single Currency Billing (in Peso) for Peso and other foreign currency transactions | 3.0% * per month * effective 15 March 2023 pursuant to BSP Circ. No. 2265 | 2.25% based on unpaid Minimum Amount Due |
Click to download: application form I cardholder request form
New method of computing finance charges/interest on your LANDBANK Credit Card:
Any unpaid amount will be charged daily interest calculated from the previous cut-off date, and will be summed up at the end of each statement period. Remaining balances from prior SOAs will be carried over to the current statement until fully paid.
Finance charge will be applied on the cash advance amount from transaction date until full settlement of the amount.
Click to download: Updated Sample Computation
The Minimum Amount Due (MAD) is the sum of the following:
You may pay your LANDBANK Credit Card account thru the following:
To avoid penalty charges, please make your payments on or before the Payment Due Date. Payments (cash and checks including On-Us Checks) will be posted within 3 to 7 banking days.
TYPES OF CARDS
FEATURES
Click to download: LANDBANK Mobile Banking Application (MBA) User Guide for LANDBANK Credit Cardholders
ELIGIBLE APPLICANTS
Minimum requirements to apply for the LANDBANK Credit Card are:
BASIC DOCUMENTARY REQUIREMENTS
ADDITIONAL DOCUMENTARY REQUIREMENTS (Updated as of February 2021)
FOR EMPLOYED INVIDUALS
FOR BUSINESSMEN/SELF-EMPLOYED INDIVIDUALS
FOR CORPORATE CREDIT CARD APPLICANTS
CONTACT UNIT
24-Hour Customer Care Center Numbers
Click to download: BSP FAQs on the Ceiling on Credit Card Interest, Finance Charges and Fees
As of Tue, March 11, 2025
Buying | Selling | |
---|---|---|
USD | 57.15 | 57.6 |
JPY | 0.382505 | 0.397267 |
EUR | 60.998824 | 63.35159 |
GBP | 72.505062 | 75.301632 |
HKD | 7.324058 | 7.868851 |
As of Tue, March 11, 2025
UITF | NAVPU |
---|---|
Cash Management Fund | 1.54968 |
Money Market Fund | 1.304289 |
Money Market Plus Fund | 1.217541 |
PERA Money Market Fund | 1.019886 |
Medium-Term Bond Fund | 2.453167 |
Bond Fund | 2.018518 |
PERA Bond Fund | 1.191556 |
Balanced Fund | 2.580426 |
Growth Fund | 2.545385 |
Alpha Equity Fund | 2.997539 |
Blue Chip Equity Fund | 0.958049 |
Equity Fund | 0.777259 |
High Dividend Equity Fund | 0.985954 |
US$ Money Market Fund | 1.426487 |
Global $ Fund | 1.510022 |