LANDBANK Perang Inimpok Savings Option (PISO) Account Para sa mga wala pang existing deposit account sa LANDBANK o sa alinmang bangko, simple at madali nang magbukas ng sarili mong ATM savings account! Isang valid ID o Barangay Clearance at Piso na paunang deposito lang ang kailangan!
Type of Account | ATM Savings Account | |
Minimum Initial Deposit | ₱1.00 | |
Required Minimum Average Daily Balance (ADB) Note: Accounts falling below ADB requirement for two (2) consecutive month-end and every month-end thereafter. Monthly collection to start at the end of the second month | None | |
Interest Rate (per annum) | 0.05% | |
Required daily balance to earn interest | ₱2,000 | |
Monthly Service Charge Below Minimum ADB Note: Accounts falling below ADB requirement for two (2) consecutive month-end and every month-end thereafter. Monthly collection to start at the end of the second month | Waived | |
Monthly Dormancy Fee Note: Accounts with no depositor-initiated financial transaction for 1 year for Demand Deposit Accounts and 2 years for Savings Deposit Account and which fall below the required ADB. Monthly collection to start on the 5th year reckoned from the date of last financial transaction. | Waived | |
Fee if closed within 30 calendar days from date of opening | ₱300 | |
Maximum Outstanding Balance | ₱50,000 at any given time | |
Monthly Aggregate Credit / Deposit Limit | ₱50,000 | |
Auto Closure | With a balance of P1.00 and below; Without transaction for 180 days |
1. Ang PISO Account ay tutubo ng interes basta’t mapanatiling mayroong P2,000 minimum balance.
2. Maaaring gamitin ang PISO Account sa:
3. May auto “Hold all Fund” feature ito. Hindi maaaring gamitin ang laman ng account kung humigit sa P50,000 ang balance nito. Kailangang pumunta sa Branch of Account para ma-convert ang PISO Account sa regular savings account at ito’y magamit muli.
4. May applicable fees at charges ang PISO Account.