DESCIPTION

On 09 December 2019, after the PAHP has expired on the same year, a new MOU was executed implementing the Enhanced Partnership Against Hunger and Poverty (EPAHP) which replicates the strategies and mechanisms of the old PAHP focusing on enabling communities to participate in feeding programs and related activities of the government; thereby adopting a two-pronged approach of addressing hunger and poverty in the community, at the same time.

The EPAHP involves: (a) linking of CBOs to prospective markets like institutional feeding programs of the government; (b) provisions for institutional feeding programs of the EPAHP partner agencies; (c) credit assistance to support food production, processing, and marketing; and (d) adoption of Community Participation Procurement through a customized Community Participation Procurement Manual (CPPM).

OBJECTIVES

The program aims to:

1. provide credit assistance to qualified CBOs in support of the government’s efforts to help mitigate hunger, ensure food and nutrition security, and reduce poverty in urban and rural communities including the marginalized ones; and
2. encourage community participation in government contracts through the provision of credit services to qualified organizations for the said community to be able to service the needs of participating government agencies in the EPAHP.

ELIGIBLE BORROWERS

CBO as community-based service providers or farm service providers with legal personality to borrow such as:

• Cooperatives
• Agrarian Reform Beneficiary Organizations
• Sustainable Livelihood Program Associations
• Farmers Associations/Organizations
• Irrigators Associations
• Non-Government Organizations
• Day Care Services Parents Group
• Other qualified Farmer’s Organization and CBOs

Acceptance Criteria

CBOs that are:

• Duly registered with concerned government agencies
• Certified or endorsed by any participating agency that CBO is under EPAHP or listed in the EPAHP CBO database and has the following:
• • Confirmed Marketing Contract, Purchase Order (PO), and/or Contract Receivables from any government agency or Local Government Units (LGUs); and
  • No adverse findings on the CBO and its principal/key officers (subject to standard Credit Investigation/ Background Investigation of the Bank)

ELIGIBLE PROJECTS/LOAN PURPOSE

To finance POs and/or contract receivables from participating government agencies for the provision of needed food items required in various government programs, such as but not limited to the following:

• Supplementary Feeding Program and regular meal for residential care facilities under DSWD
• Feeding program for Persons Deprived of Liberty under the DILG;
• School-based Feeding Program under DepEd;
• DOH-Retained hospitals in-patient feeding;
• Feeding program for pregnant women and children thru Early Childhood Care and Development or First 1000 Days Intervention under the DOH-National Nutrition Council; and
• Other institutional feeding programs or regular food item requirements of national government agencies and LGUs.

LOAN FEATURES

1. 1. Other Terms and Conditions
2. 1. 1. The borrower/s shall allow LANDBANK to disclose client and loan/deposit information including his/her name, account number, amount of loan/deposit to the program partners, and Credit Bureaus.
          
3. 1. 2. The borrower shall be required to open a Debt Service Reserve Account (DSRA) where the proceeds of collections from contracts shall be deposited. For this, the borrower shall submit a duly accomplished Authority to Debit form in favor of LANDBANK for the satisfaction of the loan.
          
4. 1. 3. Any collection of the borrower from the procuring entity deposited in the DSRA can be applied immediately for the satisfaction of the loan amount due to LANDBANK.
      4. The borrower shall provide LANDBANK with a copy of the written notice to the procuring entity of the project that its receivable from the subject contract is/are assigned to LANDBANK.

MINIMUM DOCUMENTARY REQUIREMENTS

Pre-processing Requirements

1. Duly filled-out loan application form
2. Certificate of Registration with Cooperative Development Authority/Securities and Exchange Commission
3. Copies of approved agreements/contracts/POs, from participating government agencies
4. Certificate/endorsement from any EPAHP participating agencies that the CBO is eligible under the EPAHP or listed in the EPAHP CBO Database

Pre-release Requirement

1. Board Resolution authorizing the CBO to borrow and designating its authorized signatories