LANDBANK EMV-enabled Visa Debit Card

Convenient and safe access to your money – at home and overseas
The LANDBANK Visa Debit Card allows you to shop online, pay bills, and purchase over the phone and via mail. The card can be used at over 40 million merchants and over two million ATMs worldwide where the Visa logo is displayed.
Our LANDBANK Visa Debit Card provides real advantage over the standard ATM card for everyday purchases and lots more.


Use your own money linked to your deposit account wherever you are.

Allows online purchase, in-store, by phone and mail order.

Just swipe and sign for your in-store transactions local or international.

Access cash at ATMs here and obtain original currency at ATMs overseas.

Access account, pay bills, and transfer funds via:

  • LANDBANK Phone Access (405-7000[NCR]; 1-800-10-405-7000 [PLDT Domestic Toll Free])
  • LANDBANK iAccess (
  • LANDBANK Mobile Banking Application (MBA)

Enjoy global standard of EMV card security and card acceptance

Getting Started

Your LANDBANK Visa Debit Card is ready for activation. Proceed to any LANDBANK ATM to nominate 4-digit PIN; or Proceed to any LANDBANK ATM to change your temporary PIN found in your PIN Mailer and you can start using your card straight away.

Limits and Fees

Types of transactionMaximum Limit per card per dayPurpose
Purchase (Aggregate local and international Point of Sale or online)P100,000In-store, online, phone, mail and overseas purchases
Withdrawal (Aggregate ATM or POS cash out)P 50,000 (effective 4 July 2019)ATM cash withdrawals here and overseas
Fund Transfer 
P50,000Fund transfer via ATM or Mobile
Banking Application (MBA)


Annual card feeN/A
Card renewal feeFree
Lost/stolen/damaged/replacement card feeP150.00
ATM international balance inquiryP50.00
ATM local interbank balance inquiryP1.00
ATM international cash withdrawalP150.00
ATM local interbank cash withdrawalP10.00
Foreign Transaction Fee3% of transaction amount

Interbank Fund Transfer


a. Online




c. LANDBANK ATM (Interbank Account)


d. Interbank


 *Applicable fees may be charged for all International/Cross Border Transactions

Note: As standard security feature of your LANDBANK Visa Debit Card, you will be asked to sign the transaction slip upon using the card via Visa POS terminals in the Philippines. In some other countries, you may be asked to either sign or to key in your PIN.

Added Security

Reporting fraudulent or incorrect transactions

If you suspect any fraudulent activity on any card, contact us immediately on the following:
405-7000 for NCR; Domestic Toll free 1-800-10-405-7000; or email

If you find any discrepancy or error in your card transactions, please notify us within 15 days from transaction date for us to investigate. You may download and fill out the Cardholder and Dispute Form from our website,

Replacing a LANDBANK EMV-enabled Visa Debit Card

Contact us immediately if your card is lost or stolen. All cardholders may report their lost or stolen cards 24x7 by calling us on the numbers provided below. The reported card will be cancelled and a new card number and PIN will be issued.

Lost, Stolen or damaged cardsNCR 405-7000 Domestic Toll free 1-800-10-405-7000
Expired CardsRe-issued every ten years, Collect form your depository branch


More Information

Card Transactions and Statements

Enroll your accounts to iAccess to view account and information online. Visit the LANDBANK Branch to enrol your account for other financial transactions.

About PINs

If you have forgotten you PIN, you may request for a new one from your branch of account.

Card Security

  • Sign the cards as soon as you receive it.
  • Proceed to any LANDBANK ATM to change your temporary PIN.
  • Keep the PIN secure.

- Don’t store the PIN with the card.

- Ensure that no one is watching you while you key in your PIN or any other sensitive information.

- When using the ATM, cover the PIN Pad with your hand when entering the PIN.

- Create a unique PIN. Do not use obvious information such as your phone number, birthday, or address.

- Memorize your PIN. Do not write or save it in your gadgets.

- Your PIN is your personal property and must be kept secret. Do not share it with anyone, including your relatives and friends.

- Change your PIN regularly. Change it immediately if you think somebody else knows the number combination.

  • Check statements and transactions regularly on internet banking or phone banking to identify any fraudulent activity.
  • Report any dispute or suspected fraud immediately.

Account current balance and available balance

The available balance shows funds that are ready to be used straight away. The current balance is the amount that may include card authorizations waiting to be processed or cheques to be cleared.

For more information about LANDBANK Visa Debit Card, come to our branches, call our Customer Care Center at 405-7000 (NCR), or Domestic Toll Free 1-800-10-405-7000 or visit


1 EMV Chip

EMV is the international standard for chip-based credit and debit cards. This EMV chip provides better protection against fraud.

2 Card number

Use your card number when making purchases online, by phone, mail or when paying bills.

3 CVV Number

CVV Number is the three-digit number on the reverse of the card, next to the signature panel, which will be required for online or phone purchase.

4 Signature

For security purposes and to validate purchases, you must sign your card here.

Contact Us

You can contact us 24/7 if you need assistance or to report lost or stolen cards. You may also visit this link to access the VISA ATM Global Locator Link.

LANDBANK Mobile Banking Application

Enjoy hassle-free banking using your smartphones and protect uour account from unauthorized withdrawal with Mobilock's lock and unlock account safety feature which you can access through LANDBANK Mobile Banking App.