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LANDBANK shines with dual honors at PDS Awards

  LANDBANK bags two awards at the Philippine Dealing System (PDS) Annual Awards Night in recognition of its contributions to advancing the Philippine capital market. (Right photo) Accepting the awards on behalf of LANDBANK are Senior Vice President Gonzalo Benjamin A. Bongolan (2nd from left) and Assistant Vice President Glenn R. Aguda (3rd from left), presented by PDS Group President Ramon S. Monzon (leftmost) and PDEx President and CEO Antonio A. Nakpil (rightmost). MAKATI CITY, Philippines—Highlighting its growing contribution to advancing the Philippine capital market, LANDBANK was honored as one of the top-performing institutions at the 2025 Philippine Dealing System (PDS) Annual Awards Night. The state-run bank clinched 3rd place in the Top 5 Corporate Issue Managers/Arrangers – Bank Category, in recognition of its vital role in facilitating the issuance of corporate fixed-income securities in 2024. The award honors institutions that led or arranged the largest volume of listed corporate securities offered during the year. The Bank also ranked 4th among the Top 5 Fixed-Income Brokering Participants, highlighting the Bank’s strong presence in the fixed-income market and significant contribution to overall trading volume by face amount. LANDBANK Senior Vice President Gonzalo Benjamin A. Bongolan and Assistant Vice President Glenn R. Aguda accepted the awards on behalf of the Bank on 4 April 2025 at the Makati Diamond Residences. Since 2005, the PDS Group, comprising the Philippine Dealing System Holdings Corp. and its subsidiaries, has been recognizing outstanding performance, leadership, innovation, and contributions to the capital market through its annual awards.  These accolades underscore LANDBANK's strategic role in deepening the local capital markets, in line with its broader mission of supporting agriculture and other key development sectors in driving inclusive and sustainable development. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide. 

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LANDBANK extends P1.3-B financing for Isabela Feed Mill Complex

  ILAGAN CITY, ISABELA — LANDBANK has sealed a financing deal with Sagittarian Agricultural Philippines, Inc. (SAPI) to support the construction of the Isabela Feed Mill Complex, reinforcing its commitment to advancing the country’s agricultural sector. Under the partnership, LANDBANK will provide a P1.2 billion loan to partially fund the development of the 15-hectare feed mill facility in the country’s corn capital, plus an additional P100 million credit line to support SAPI’s working capital needs. Strategically located in this city to maximize Isabela’s abundant corn supply, the Feed Mill Complex will be leased to Charoen Pokphand Philippines Corporation (CPFPC), a leading food and agro-industrial company and a long-standing LANDBANK client. The project is expected to increase corn prices from P1.00 to P2.00 per kilogram, benefiting an estimated 97,734 small farmers across Isabela and neighboring provinces. “With this investment, LANDBANK reaffirms its commitment to modernizing the agricultural sector, empowering local farmers, and strengthening the country’s food security and support the agriculture value chain,” said LANDBANK President and CEO Lynette V. Ortiz. The loan and credit line signing ceremony was led by LANDBANK Northern Luzon Lending Group Head First Vice President Eduardo N. Reyes Jr. and Northern Isabela Lending Center Head Myra Myrtha M. Padolina, alongside SAPI President and CEO Jose Avelino C. Diaz and Corporate Secretary Atty. Danver Albert R. Arzaga. Also present as witnesses were City of Ilagan Mayor Josemarie L. Diaz, Vice Mayor Kyrill S. Bello, CPFPC Vice President Suchart Panparn, Assistant Vice President Darwin Lictawa, and LANDBANK Account Officer Honeylee B. Gomez.  ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.   

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LANDBANK sees surge in digital banking usage in 2024

  The LANDBANK Mobile Banking App (MBA) powered the Bank’s digital surge in 2024, logging 106.82 million transactions or almost double the previous year’s total of 55.2 million. LANDBANK recorded a significant increase in digital banking transactions in 2024, driven by the growing shift of customers to online banking services and the Bank’s sustained investments in enhancing its digital platforms. The Bank facilitated a total of 162.28 million digital transactions, marking a 67% expansion from 97.08 million in 2023, with a total value of ₱3.38 trillion, up 38% from ₱2.45 trillion. “Digital banking is not just about convenience—it’s about inclusion. Through our digital banking channels, we are empowering every Filipino to take control of their finances. Our goal is to make safe, reliable, and convenient banking accessible to all, especially our farmers and fishers, business owners, OFWs, and government agencies,” said LANDBANK President and CEO Lynette V. Ortiz. The LANDBANK Mobile Banking App (MBA) led the growth in the Bank’s total transaction volume, with a record 106.82 million transactions in 2024—nearly double the 55.2 million transactions recorded in the prior year. Through the MBA, users can perform a wide range of banking services, including fund transfers, bill payments, and investing in government securities. Among the App’s major enhancements last year was the straight-through account opening feature, which allows customers to open a digital account online via smartphones without visiting a branch.  In terms of transaction value, the Bank’s corporate Internet banking platform, weAccess, recorded the highest volume at ₱1.36 trillion. This marks a 43% year-on-year growth from ₱952.14 billion in 2023. LANDBANK’s other major digital channels include iAccess, an online retail banking channel; Link.BizPortal, a web-based payment channel; Electronic Modified Disbursement System (eMDS), a facility for institutional clients and national government partners; and LANDBANK Bulk Crediting System (LBCS), an electronic bulk disbursement facility. The LANDBANK MBA was named the “Most Innovative Banking Application” at the 12th Annual International Finance Awards 2024 in Bangkok, Thailand. The Bank was likewise recently recognized as the “Best e-Banking Services Provider” and “Most Reliable Mobile Banking App Provider” at the World Business Outlook Awards 2025 by Singapore-based business magazine, World Business Outlook. Bringing banking closer to more Filipinos As part of its broader digital transformation agenda, LANDBANK continues to innovate how it brings banking services closer to more Filipinos—especially those in underserved and remote areas. LANDBANK began rolling out “phygital” branches in December 2024 that combine physical and digital services for a more streamlined, seamless, and delightful customer experience. These branches showcase a refreshed look, equipped with self-service machines, new queuing and tellering systems, meeting pods, and interactive zones.  To further extend its reach, the Bank is ramping up its LANDBANKasama Program, which brings basic banking services to far-flung and underserved areas. By partnering with local cooperatives, associations, rural banks, LGUs, MSMEs, and private entities, the Bank empowers these community-based partners to serve as LANDBANKasama partners, providing services such as cash withdrawal, deposit, fund transfers, bills payment, and balance inquiry. LANDBANK is also pioneering cash-lite ecosystems in key areas, starting with the Province of Batanes. By promoting the use of digital payments and equipping local merchants, residents, students and LGUs with digital financial tools and skills, the initiative promotes the use of cashless transactions as a safer, faster, and more convenient way to manage daily financial needs—ultimately reducing reliance on physical cash and fostering a digitally inclusive local economy. With its digital strategy in full swing, LANDBANK remains committed to accelerating digital transformation and delivering enhanced customer experience across the country—anchored on its mandate to serve the agriculture sector, empower small farmers and fishers, and drive inclusive and sustainable national development for all Filipinos. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.

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LANDBANK ensures digital banking access during Holy Week

  LANDBANK assures its clients of uninterrupted access to its digital banking channels throughout the upcoming Holy Week, maintaining convenient and seamless financial services for individuals and businesses during the long holiday. From April 17 (Maundy Thursday) to April 20 (Easter Sunday), clients may continue to conduct safe and convenient transactions through the LANDBANK Mobile Banking App (MBA), iAccess, and other digital platforms, including the Link.BizPortal for online payments, WeAccess for institutional clients, and the Electronic Tax Payment System (eTPS) for tax-related transactions To promote affordable digital banking, the Bank continues to waive transfer fees for the first three daily transactions of P1,000 and below to other banks via InstaPay and PESONet. Fund transfers between LANDBANK and Overseas Filipino Bank (OFBank) accounts also remain free of charge, regardless of amount, via the MBA and iAccess. As branches will be closed over the long holiday, all LANDBANK branches nationwide will resume regular banking operations on Monday, 21 April 2024. LANDBANK is ready to service cash needs through its nationwide network of 3,213 ATMs complemented by 3,488 ATMs in select 7-Eleven stores. Withdrawals from 7-Eleven ATMs remain free of charge for all LANDBANK clients. As customers take advantage of digital banking access over the holidays, LANDBANK also reminds the public to remain vigilant against online scams and cybersecurity threats. Clients are advised not to click suspicious links or share sensitive information such as account numbers, usernames, passwords, and One-Time Passwords (OTPs). Clients are likewise advised to access the official LANDBANK iAccess site via the official LANDBANK website (https://www.landbank.com) or directly via https://www.lbpiaccess.com. For more #CyberSigurista tips and other updates, follow LANDBANK’s official channels at @LANDBANKOfficial on social media. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.

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Go digital for tax payments with LANDBANK

  With the income tax filing deadline fast approaching, LANDBANK is urging taxpayers to utilize its digital banking channels for fast, secure, and convenient tax payments. Individuals and companies enrolled in the Bureau of Internal Revenue’s (BIR) Electronic Filing and Payment System (eFPS) can settle their tax dues seamlessly through the LANDBANK Electronic Tax Payment System (eTPS). For individuals and other businesses not eligible to pay via eTPS, taxes can still be paid electronically through the LANDBANK Link.BizPortal, the Bank’s web-based payment channel. Taxpayers simply need to access the platform, select “BUREAU OF INTERNAL REVENUE” from the merchant list, choose the appropriate form type and tax type, and proceed with the payment transaction. “LANDBANK is committed to making tax compliance easier and more efficient for every Filipino. By offering accessible digital payment solutions, we aim to streamline the tax payment process and empower individuals and businesses to contribute to nation-building. We are one with the BIR in fostering a more efficient, transparent, and inclusive tax system for all,” said LANDBANK President and CEO Lynette V. Ortiz.    To further accommodate taxpayers, select LANDBANK branches will have extended banking hours from 3:00 PM to 5:00 PM, from April 1 to 15, to accept tax payments over the counter. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.

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Advancing digital financial inclusion: LANDBANK empowers campus ecosystem with cash-lite drive

  SCIENCE CITY OF MUNOZ, Nueva Ecija – LANDBANK is partnering with the Central Luzon State University (CLSU) to provide a more secure, efficient, and convenient way to manage daily financial transactions through a cash-lite campus ecosystem. The state-run Bank launched the Cash-Lite Campus initiative on April 8, 2025, which aims to transform CLSU into a tech-savvy campus by integrating digital payment solutions for students, faculty, and staff in transacting with the university, including business centers, food carts, merchants, ambulant vendors, and University Transport Service (UTS) drivers operating within CLSU’s immediate vicinity. “We are excited to partner with CLSU in advancing digital transformation through the Cash-Lite Campus initiative. By offering secure and efficient cashless payment solutions, we are equipping students with the financial tools they need, while nurturing a digitally empowered academic community,” said LANDBANK President and CEO Lynette V. Ortiz. By leveraging the LANDBANK Mobile Banking App (MBA) and other e-payment channels, the program equipped students with essential digital financial skills that will reduce cash dependency and streamline transactions within the campus.  LANDBANK also introduced students to the LANDBANK Piso Plus, which can be opened through a seamless, straight-through account opening process via the LANDBANK MBA, with no initial deposit, and no maintaining balance required. The launch event also featured a financial literacy session for CLSU students, and live demonstrations of online account opening via the LANDBANK MBA and cashless payment solutions via QR Code to showcase how the academic community can seamlessly transact using the Bank’s digital banking services. The initiative is expected to drive a significant increase in digital transactions and facilitate the opening of more than 8,000 new accounts.   The event was led by CLSU President Dr. Evaristo A. Abella, CLSU Vice President for Business Affairs Dr. Karenina B. Romualdo, LANDBANK Executive Vice Presidents Liduvino S. Geron and Leila C. Martin, alongside key university officials and stakeholders. Following the successful launch at CLSU, LANDBANK is set to roll out the Cash-Lite Campus initiative at the Nueva Vizcaya State University (NVSU) and to more colleges and universities nationwide, further strengthening its efforts to drive digital adoption and financial inclusion in higher education institutions.  Last month, LANDBANK successfully introduced the Cash-lite economy in Basco, Batanes to integrate digital payment solutions for the entire province, allowing both locals and visitors to enjoy safe, efficient, and hassle-free transactions across the province using LANDBANK’s mobile and electronic payment services, while reducing reliance on physical cash. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.   

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LANDBANK AGRISENSO Plus fuels growth for Isabela farmers

  ILAGAN CITY, Isabela – For farmer Gilbert Pacis, securing capital for the yellow corn cropping season was a constant struggle. Today, with LANDBANK’s AGRISENSO Plus Lending Program, that burden is lifting.   “Dahil dito, hindi na kami mamomroblema sa puhunan. Nabibigyan ako ng lakas ng loob ng AGRISENSO Plus na magtanim ulit,” said Pacis, reflecting the optimism shared by over 1,300 farmers who gathered at the Ilagan City Community Center on 04 March 2025, as LANDBANK launched its financing initiative in this province.     Aimed at providing accessible and affordable credit, the LANDBANK AGRISENSO Plus Lending Program empowers local farmers to sustain and expand their operations.   The Program launch saw a turnout of 1,304 farmers, with over 500 farmers initiating loan applications. LANDBANK likewise facilitated ATM card applications on-site to integrate more farmers into the formal banking system.   It is expected that an additional 400 loan applications will be received from farmers who are still completing the requirements. Strengthening partnerships for agricultural growth The event gathered key stakeholders, including Ilagan City Mayor Hon. Josemarie L. Diaz, LANDBANK Northern Luzon Lending Group Head First Vice President Eduardo N. Reyes, Northern Isabela Lending Center Head Myra Myrtha M. Padolina, and Ilagan Branch Head Roldan E. Acera. Also present were SAGITTARIAN Agricultural Philippines, Inc. President and CEO Jose Avelino C. Diaz, among other local partners.  Additionally, Philippine Crop Insurance Corporation (PCIC) Insurance Processor Rostom M. Molina discussed PCIC's insurance services, while Engr. Roquito L. Cabras of the LANDBANK Countryside Development Foundation, Inc. (LCDFI) led a session on Digital Financial Literacy—further reinforcing LANDBANK’s holistic support for farmers and agri-entrepreneurs. As Isabela gears up for the upcoming yellow corn cropping season, LANDBANK is ramping up efforts to support even more farmers, ensuring they have the necessary resources to thrive.With AGRISENSO Plus and ASCEND Programs, LANDBANK remains steadfast in its mission to empower farmers, helping them achieve sustainable growth and financial stability. Empowering farmers through AGRISENSO Plus The LANDBANK AGRISENSO Plus Lending Programprovides smallholder farmers, fishers and agri-entrepreneurs with accessible and affordable credit. Offering flexible loan terms and competitive interest rates, the Program is tailored to address the unique financial needs of the whole agricultural value chain. The capacity-buildingcomponent of AGRISENSO Plus—the ASCEND Program—aims to enhance financial literacy and entrepreneurial skills among farmers and fishers. ASCEND provides training on modern farming techniques, financial management, and market access, empowering farmers and fishers to improve productivity and profitability. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.  

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Boosting leasing and financial services: LLFC-ULFC merger complete with SEC approval

  Following the merger of LANDBANK and UCPB in 2022, the Securities and Exchange Commission (SEC) has recently approved the merger of LBP Leasing and Finance Corporation (LLFC) and UCPB Leasing and Finance Corporation (ULFC). LANDBANK President Lynette V. Ortiz (6th from left), LLFC President and CEO Michael P. Arañas (5th from left), and ULFC OIC Kristine Marie G. Cuevas (center), lead the turnover ceremony on 28 March 2025 at LANDBANK Plaza in Manila.   The Securities and Exchange Commission (SEC) has approved the documents governing the merger between LANDBANK subsidiaries—LANDBANK Leasing and Finance Corporation (LLFC) and UCPB Leasing and Finance Corporation (ULFC) on February 27, 2025—officially completing the consolidation, with LLFC as the sole surviving entity. The operational turnover and transition activities immediately followed the SEC approval.    The integration is in accordance with Executive Order (EO) 65 signed by President Ferdinand R. Marcos Jr. on 6 August 2024, which authorized the merger, as it eliminates unnecessary overlap in mandates and functions.    The merger follows the 2022 integration of the United Coconut Planters Bank (UCPB) into LANDBANK, which brought ULFC under LANDBANK’s umbrella.    "This merger is a strategic step towards strengthening our leasing and finance operations, ensuring greater efficiency and financial capability to support key sectors. By consolidating LLFC and ULFC into a single entity, we are optimizing resources, expanding market reach, and bolstering our contribution to the government's inclusive growth agenda," said LANDBANK President and CEO Lynette V. Ortiz.   The consolidation aligns with the government's broader effort of strengthening state-owned financial institutions by enhancing their capital base and operational efficiency. It positions LLFC to scale up support for agriculture, infrastructure development, and small and medium enterprises (SMEs), aligning with LANDBANK’s mission of advancing inclusive and sustainable growth.   LANDBANK assures all clients of LLFC and ULFC that the merger process was designed for a smooth and orderly transition, ensuring uninterrupted customer service.    With this merger, LANDBANK expands its financial services and reinforces its role in driving national economic development.   ABOUT LANDBANK   LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.    

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LANDBANK unveils upgraded Optisaver Plus with free insurance

  LANDBANK is raising the bar for savings accounts with the launch of OptiSaver Plus — an upgraded version of its high-interest OptiSaver account—designed to help Filipinos grow their funds while enjoying free insurance coverage for greater financial security.   With tiered interest rates of up to 4% per annum, the LANDBANK OptiSaver Plus account provides depositors with free insurance coverage based on their Average Daily Balance (ADB).    Optisaver Plus account holders receive life insurance coverage which scales with account balance tiers, rewarding higher savings with greater financial protection. Meanwhile, personal accident insurance offers additional coverage against accidents resulting in injury or loss, ensuring a safety net for depositors and their families.   Maintaining a minimum ADB of ₱50,000 qualifies depositors for either free life insurance or free personal accident insurance, while those in the highest balance tier of ₱20 million and above receive both coverages.    “With the LANDBANK OptiSaver Plus, we are empowering our clients to achieve financial growth while securing their future. By combining the benefits of higher savings potential and built-in financial protection, we are ensuring their hard-earned money works even harder for them as they build wealth with confidence,” said LANDBANK President and CEO Lynette V. Ortiz.   As a savings account, the LANDBANK OptiSaver Plus offers flexibility with no tenor, and allows account holders to unlimited deposits and withdrawals with seamless access through LANDBANK's digital banking channels for cardless LANDBANK Visa Debit Card transactions and at all LANDBANK Branches for passbook over-the-counter transactions.   Interested clients can open an OptiSaver Plus account at any LANDBANK branch and receive a passbook for account monitoring.   Meanwhile, existing OptiSaver account holders who wish to avail of the free insurance coverage may visit their LANDBANK branch of account to complete the necessary forms. Account holders will also receive the forms via email from their branch of account.   ABOUT LANDBANK   LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.     

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Batanes goes cash-lite powered by LANDBANK, provincial gov’t

Business owners and vendors in Batanes now accept payments through a Quick Response (QR) code following the launch of LANDBANK’s Cash-Lite Batanes initiative, designed to transform the province into a digital payment hub. BASCO, Batanes – LANDBANK, in partnership with the Provincial Government of Batanes, is leading this Province’s shift towards a cash-lite economy by expanding access to innovative digital payment solutions. This initiative reinforces the Bank’s commitment to financial inclusion, ensuring residents, businesses, and local government units (LGUs) benefit from seamless and secure cashless transactions. Through the Cash-Lite Batanes initiative, Ivatans and tourists can now enjoy safe, efficient, and hassle-free transactions across the province using LANDBANK’s mobile and electronic payment services, while reducing reliance on physical cash.  Currently, 1,665 business establishments and over 4,900 Ivatans—including tricycle drivers, social protection program beneficiaries, students, and households—are potential candidates for onboarding under this initiative. The Bank aims to equip them with their own LANDBANK accounts by year-end, ensuring broader financial access and inclusion. “The Cash-Lite Batanes initiative advances our efforts to bring financial services closer to underserved communities. Despite geographical challenges and infrastructure constraints, this initiative proves that digital transformation is possible with strong local government support and proactive community engagement, making modern banking accessible even in remote areas,” said LANDBANK President and CEO Lynette V. Ortiz.   LANDBANK President and CEO Lynette V. Ortiz (7th from right) and Director Virginia N. Orogo (9th from right), alongside Batanes Vice Governor Ignacio C. Villa (5th from right), Provincial Administrator Justine Jerico H. Socito (3nd from right), and Provincial Human Resource Officer Annamarie A. Rosas (4th from right), lead the launch of the Cash-Lite Batanes initiative on 08 March 2025. LANDBANK President and CEO Ortiz and Director Virginia N. Orogo, together with Batanes Vice Governor Ignacio C. Villa, Provincial Administrator Justine Jerico H. Socito, and Provincial Human Resource Officer Annamarie A. Rosas, led the launch of the Cash-Lite Batanes initiative on 08 March 2025, coinciding with the Provincial Government’s International Women's Day celebration. They were joined by Basco Mayor German Caccam, Ivana Mayor Celso B. Batallones, Uyugan Mayor Jonathan Enrique V. Nanud Jr., Sabtang Mayor Prescila A. Babalo, LANDBANK Executive Vice Presidents Liduvino S. Geron, Ma. Celeste A. Burgos, and Leila C. Martin, Senior Vice President Catherine Rowena B. Villanueva, Chief of Staff and First Vice President Atty. Nikkolas G. Tolentino, First Vice President Eden B. Japitana, and Vice President Liza J. Melendez. As the first bank to establish its presence in Batanes, LANDBANK is actively onboarding merchants, business establishments, and cardholders onto digital channels, enabling local enterprises—from small vendors to large retailers—to accept QR payments. This enhances business efficiency and elevates customer experience, positioning Batanes as a leader in digital adoption for remote communities. The Provincial Government of Batanes has played a key role in driving the success of LANDBANK’s Cash-Lite Batanes initiative. To accelerate the shift to digital payments, the local government has introduced ordinances aligned with the Paleng-QR Ph Program of the Bangko Sentral ng Pilipinas (BSP), mandating the adoption of QR PH digital payments among businesses and transport providers. In collaboration with local units and agencies, the Provincial Government is also enhancing infrastructure to support the transition towards a cash-lite community. A key initiative includes the deployment of 72 new Wi-Fi modems—sponsored by the Department of Information and Communications Technology (DICT)—to local government units to address Internet connectivity concerns.  ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.  

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Bulacan co-op empowers communities with LANDBANK

“A vision of service from womb to tomb.” For the Ligas Kooperatiba ng Bayan sa Pagpapaunlad (LKBP), this is not just a mantra—it is a continuing promise realized for over 18,300 members and counting.   Founded in 1986 with a modest capital of only P15,800 pooled from its 30 founding members, LKBP dared to challenge the cycle of debt, driven by high-interest informal loans, offering an alternative financial solution to the community.    Fast forward 39 years and LKBP now boasts of P2.8 billion in assets and P367 million in share capital, becoming a cornerstone of financial empowerment in Bulacan and beyond.   “Being a billionaire cooperative is not just about what LKBP is worth. It also means that we have a greater responsibility to ensure all our 18,300 members are financially equipped and included, so they can improve their lives,” said LKBP Finance Manager Ms. Marilette A. Avendaño.   A Cooperative for the Community   Staying true to its commitment, LKBP has evolved beyond a financial institution—as an accessible lifeline for its members and the community.    It has established various essential services that directly benefit members at every stage of life, from education and healthcare to livelihood opportunities, and memorial care through a dedicated area at the Manila Memorial Park for its deceased members.   “Initially, our clinic was meant exclusively for our members, but we soon realized that the broader community also needed medical support. So, we opened our doors to non-members at affordable rates. Cooperatives should not only serve their members but should also uplift as many lives as possible in the community,” Avendaño added.   The cooperative has also played a significant role in generating employment. Through its diverse ventures—including a garments manufacturing business in partnership with the Department of Trade and Industry (DTI), a fuel refilling station, and a hardware enterprise—the cooperative provides stable jobs to individuals, including those who lack formal education. Employees are not only given fair wages and benefits but are also treated with dignity and respect, embodying LKBP’s belief in shared prosperity.    Powered by LANDBANK   Determined to expand its operations and impact to the community, LKBP partnered with LANDBANK in 2000, beginning with deposit accounts and later growing into credit facilities to support LKBP’s own lending activities. This collaboration provided the cooperative with the financial muscle to meet the increasing demands of its members, including those engaged in poultry farming in the Baliwag and Pampanga areas.   “We started with a modest credit line with LANDBANK, which now stands at P1 billion. It’s a good problem to have because we know that anytime we need funds, we can rely on LANDBANK to support us,” Avendaño shared.   LANDBANK’s alignment with LKBP’s mission of financial inclusion has been instrumental in scaling the cooperative’s initiatives. With access to tailored financial solutions, LKBP has not only expanded its reach but has also improved its services for grassroots members.   “LANDBANK shares LKBP’s commitment to grassroots development. They have always provided financial solutions that cater to small-scale entrepreneurs and cooperatives, ensuring that even the most underserved members of the community have access to credit and banking services,” Avendaño said.   Inspiring other Cooperatives   As one of the most successful cooperatives in Region 3, LKBP’s has become a benchmark for other aspiring cooperatives. Through knowledge-sharing initiatives such as learning field trips, LKBP trains other cooperatives on strategies and best practices for sustainable growth and community impact.   In recognition of its outstanding contributions to cooperative excellence and service to the community, LKBP was recently awarded as the Outstanding Non-Agri-Based Cooperative in the Large Category under the Gawad sa Pinakatanging Kooperatiba (Gawad PITAK) during LANDBANK’s MERIT Awards.    “It is heartwarming to know that other emerging cooperatives look up to us. It assures us that our work is visible and impactful, and we are more than willing to share our knowledge with others,” Avendaño added.   From its humble beginnings to becoming a billion-peso cooperative, LKBP has demonstrated that financial growth and social responsibility are not mutually exclusive, but can go hand in hand. With strong support from LANDBANK, LKBP continues to redefine the standard for cooperative excellence in the Philippines by empowering individuals and uplifting communities.    ABOUT LANDBANK   LANDBANK is the largest development financial institution in the Philippines promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the country, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.  

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LANDBANK mobile banking app wins ‘most innovative’ award

(Left photo) LANDBANK Executive Vice Presidents Ma. Celeste A. Burgos (left) and Leila C. Martin (center) accept the ‘Most Innovative Mobile Banking Application’ award at the 12th International Finance Awards (IFA) 2024, recognizing the Bank's leadership in digital banking innovation and financial inclusion.   BANGKOK, Thailand – LANDBANK has been recognized for its digital banking excellence, winning the ‘Most Innovative Banking Application’ at the 12th Annual International Finance Awards (IFA) 2024.   The award underscores LANDBANK’s commitment to leveraging digital innovation to enhance financial inclusion and empower Filipinos with seamless, secure, and efficient banking services.   "This IFA award reaffirms LANDBANK's drive to transforming the banking landscape in the Philippines. Our Mobile Banking App equips every Filipino with essential tools to navigate their financial journey—from opening an account online, to managing finances, and investing in government instruments—all with greater confidence and convenience," said LANDBANK President and CEO Lynette V. Ortiz.   LANDBANK Executive Vice Presidents Leila C. Martin and Ma. Celeste A. Burgos received the award on behalf of the Bank during the IFA ceremony held on 21 February 2025 in Bangkok, Thailand.   The IFA recognizes outstanding industry talent, leadership, and financial capability on a global scale. In 2016, IFA also awarded LANDBANK as the “Most Socially Responsible Bank” in the Philippines for its strong commitment to sustainable development and environmental protection.   “We will remain steadfast in developing innovative banking solutions, staying true to our promise of empowering Filipinos for a better future,” LANDBANK President Ortiz added.   Record growth in digital transactions   The LANDBANK Mobile Banking App (MBA) continues to record unprecedented growth, with transaction volume increasing 94% generating facilitating 106.82 million transactions amounting to P450.59 billion in value. With 2.1 million users, this surge underscores the growing trust and adoption of Filipinos to LANDBANK’s digital banking services.   Designed for efficiency and accessibility, the LANDBANK MBA provides a seamless platform for online fund transfers, bills payment, and account opening.   Clients can download the LANDBANK MBA for free on Google Play, Apple App Store, and Huawei App Gallery, offering Filipinos a secure and convenient banking experience anytime, anywhere.   ABOUT LANDBANK   LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.    

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