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VISA X Atome


February 22, 2023

Merchant Terms & Conditions

1.    The promo will run from 1 February to 15 March 2023.

2.    The following are qualified to avail of the promo:
       a. Fully-verified new and returning Atome users with a linked Visa credit or debit card on their Atome app
      
b. User must use a linked Visa credit or debit card upon checkout.

3.    Qualified users are entitled to the following discount vouchers valid on participating Atome merchants:
       a. New Atome users – P700 off, minimum spend of P2,500
       b. Existing Atome users – P500 off, minimum spend of P2,500

4.    To redeem the discount, follow these steps:
        a.  Launch the Atome app.
        b.  Link your valid Visa Credit or Debit card into the app.
        c.  Go to the Vouchers Center and claim the Visa voucher.
        d.  Select your preferred merchant from the list of merchants on the Homepage.
        e.  Browse for items and add to cart.
        f.   Upon checkout, select Atome as the payment method.
              -   In-store: Scan Atome QR at the counter and input the amount to settle.
              -   Web/Desktop: Scan Atome QR on your screen. Proceed to next step.
              -   Mobile Web/App: Proceed to next step.
        g.  Select the Visa voucher to enjoy the discount.
        h.  The discount will automatically be applied during checkout when using a Visa card upon payment.
        i.   On the Confirmation Page, tap “Pay”.
        j.   Complete the checkout process.

5.    This promo is applicable to unique and valid verified Atome accounts only. Multiple transactions/payments made
       from
the same device using different mobile numbers will not be considered valid.

6.    Users with duplicate accounts or who are blacklisted cannot participate in this promo.

7.    Purchases made from the merchants listed below are not qualified for this promo:
       a. Zalora
       b. Patpat
       c. Musso
       d. Under Armour
       e. Qi Shop
       f. Agoda
       g. Klook

8.   
Atome reserves the right to refuse the awarding of voucher discounts to accounts that are proven to be invalid or
       fraudulent (i.e. abuse of system
or weakness in the promo to receive benefits).

9.    Atome reserves the right to withdraw cashback or rewards to invalid accounts even if the user has already received
       the cashback or benefit.


10. Should the qualified transaction be cancelled or declined, whether the cancellation is customer- or merchant-initiated,
      Atome reserves the
right to withdraw the cashback or rewards equivalent to the cancelled payment transaction, even
      if the discount has already been credited.
Atome reserves the right to debit any points/cash reward credited from
      your balance. If your balance is insufficient to cover the amount to be withdrawn at the time of withdrawal, Atome
      reserves the right to debit
the balance not withdrawn when your balance is sufficient.

11.  Atome users who have exceeded their monthly aggregate limits may not successfully make the purchase using the
       discount code.


12.  The customer must notify Atome for any complaints regarding the promo. The decision of Atome on the complaint
       with concurrence of
DTI-FTEB shall be considered final. For clarifications and complaints relative to this promo,
       please email support@atome.ph.


Per DTI Fair Trade Permit No. FTEB-159975 Series of 2023.


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LANDBANK IpoNalo Promo

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The winning e-raffle tickets shall be drawn using the LANDBANK IpoNalo Raffle System. 9. Gadget prizes are non-transferrable and not convertible to cash. 10. Major cash prizes shall be credited to the accounts of the winners. 11. Withholding tax on cash prizes shall be paid by the bank. 12. Winners shall be notified by the LANDBANK Corporate Affairs Group (CAG) via registered mail, email and mobile number and will also be published on LANDBANK’s official Facebook Page. 13. Names of winners shall be posted on the LANDBANK website and other official social media pages (e.g. Facebook, Instagram, Twitter, Viber, etc.) 14. To claim the prize, winner must present the following to the branch of account: a) one (1) photo-bearing government issued ID b) Copy of notification letter sent by Corporate Affairs Group 15. The winner shall personally sign the Acknowledgement Receipt at the branch where the winning deposit account is maintained. a) For Sole Proprietorship, the receipt of the prize shall be to the proprietor/owner of the winning deposit account. b) For joint “and” accounts, all depositors must be present to sign the Acknowledgement Receipt. If a co-depositor is not available, a Special Power of Attorney (SPA) must be executed in favor of the other depositor to sign the Acknowledgement Receipt. In case of “or” account, any one of the depositors may sign in the Acknowledgement Receipt, provided the other depositor was properly informed by the depository branch. c) For Institutional depositors, authorized signatories may sign in the Acknowledgement Receipt. 16. If the winner is unavailable/unable to claim the prize personally, an original copy of a notarized Special Power-of-Attorney (SPA) must be presented authorizing a representative to claim the prize on their behalf. 17. 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