Terms and Conditions for Pay in Installments The LANDBANK Credit Card’s Pay in Installments allows the Cardholders to pay for goods and services on installment basis with partner merchants for a specified term according to the Terms and Conditions specified by LANDBANK. The Pay in Installments is available to all Principal and Supplementary Cardholders (except for DOSRI and Corporate accounts) whose cards are active, in good credit standing, and have available credit lines. LANDBANK Credit Cardholders can enjoy 0% interest on installments in various partner establishments in both Instore or Online stores bearing the Pay in Installments logo. The list of partner merchants is found in the LANDBANK website under Credit Cards menu. The Pay in Installments is valid on a single-receipt purchase transaction of at least PhP3,000, payable up to 24-month installment term. However, merchants have sole discretion on the installment terms and minimum spend requirement to qualify for installment which may vary per item and merchant. Partner merchant may set a higher spend requirement which may vary per term, item and outlet. No maximum amount for the transaction as long as it is within the Cardholder’s available credit limit. Qualified Cardholders can amortize at 0% interest on the total price of the items purchased under Pay in Installments for the duration of the installment plan, available at 3, 6, 12, and 24-month installment terms or as otherwise specified by the merchant offering Pay in Installments. Applicable installment terms vary per merchant/partner establishment or per outlet or item. It can be applicable on selected items only, at the option of the merchant, and may differ on product models per establishment. LANDBANK does not guarantee the quality of the product or service subject of the installment charge slip or installment contract. Any defect or damage on the product or service shall not affect or excuse Cardholders’ obligation to pay his/her account. The cash price and credit card price for 0% interest on Installment transactions shall be the same. All decisions made by LANDBANK Credit Cards or partner merchants regarding transactions made hereunder are considered final. Purchases are subject to approval based on the available credit limit of the Cardholder at the time of purchase. All transactions are subject to LANDBANK Credit Cards’ transaction authorization rules. The approved installment transaction is automatically deducted from the Cardholder’s available credit limit. The first monthly amortization will be reflected on the next cut-off date once the transaction is posted. Each monthly installment amount forms part of the Minimum Amount Due on Cardholder’s Statement of Account. The Cardholder incurs no additional fees for using the Pay in Installments. The Cardholder, however, may pre-terminate its availment of 0% interest installment by calling the LANDBANK Customer Care Hotline. In case of pre-termination, Cardholder must settle the full amount of the remaining principal balance, as well as pay a pre-termination fee of 5% of the remaining balance or Php300, whichever is higher. Any two (2) unpaid amortizations shall constitute default and shall result to the remaining unpaid installments to become due and demandable. Any unpaid amount shall incur interest and surcharges in accordance with the Terms and Conditions governing the issuance and use of the LANDBANK Credit Card. The Cardholder’s use of Pay in Installment shall be considered as his/her acceptance to be bound by these Terms and Conditions and such amendments hereof as may be made by LANDBANK Credit Cards and advised from time to time. LANDBANK Credit Cards Installment purchases are subject to the standard Terms and Conditions Governing the Issuance and the Use of LANDBANK Credit Cards. Download: Frequently Asked Questions
READ MORE(front) LANDBANK President and CEO Lynette V. Ortiz (right) and ACEN President and CEO Eric Francia (left) lead the signing of a P20-Billion loan agreement to fund ACEN’s general corporate requirements and investments in renewable energy projects on 29 November 2023 in Makati City. Joining them (from L-R) are ACEN Chief Finance and Compliance Officer Maria Corazon Dizon, Treasurer Cecile Cruzabra, and Head of Corporate Finance Juan Martin Syquia, alongside LANDBANK Senior Vice Presidents Lucila E. Tesorero and Ma. Celeste A. Burgos. MAKATI CITY – The Land Bank of the Philippines (LANDBANK) approved a P20-billion loan to ACEN CORPORATION (ACEN)—the listed energy platform of the Ayala Group—in support of the National Government’s thrust to expand the country’s mix of renewable energy. The LANDBANK loan will partially finance ACEN’s general corporate requirements and investments in renewable energy projects, which are aligned with the government’s target under the National Renewable Energy Program to increase the share of renewable energy in the country’s power generation mix from the current 22% to 35% by 2030. LANDBANK President and CEO Lynette V. Ortiz and ACEN President and CEO Eric Francia formalized the loan agreement on 29 November 2023 at the Ayala Triangle Gardens, Makati City. They were joined by ACEN Corporation Chief Finance and Compliance Officer Maria Corazon Dizon, Treasurer Cecile Cruzabra and Head of Corporate Finance Juan Martin Syquia, alongside LANDBANK Senior Vice Presidents Ma. Celeste A. Burgos and Lucila E. Tesorero. “LANDBANK is proud to collaborate with ACEN, as we continue to build strategic partnerships to address the impact of global warming and climate change in the country. More than just a loan agreement, we see this partnership as an important step that supports the greening of our energy sector,” said LANDBANK President Ortiz. ACEN has ~4,500 MW of attributable capacity from its owned facilities in the Philippines, Australia, Vietnam, Indonesia and India, with a renewable share of 98%, which is among the highest in the region. This year, ACEN allocated up to P50 billion to continue growing its renewable energy portfolio. LANDBANK’s loan to ACEN underscores the Bank’s thrust of promoting sustainable finance and environmental protection, while funding key economic development sectors to help address the consequences of climate change.
READ MORE(top photo) LANDBANK President and CEO Lynette V. Ortiz (middle) leads the onboarding of Hinigaran Multi-Purpose Cooperative (HMPC) and Guimaras Employees Multi-Purpose Cooperative (GEMPC) as new LANDBANKasama Partners in Western Visayas alongside other LANDBANK officials and officers on 7 December 2023 at the Iloilo Provincial Capitol, Iloilo City. (bottom-left photo) Department of Social Welfare and Development (DSWD) Assistant Regional Director Joselito G. Estember (middle) and other DSWD officers and staff join the rollout, where (bottom-right photo) beneficiaries of the Conditional Cash Transfer (CCT) Program successfully withdraw funds conveniently as assisted by LANDBANKasama Partners. ILOILO CITY – In stride with extending greater financial access to Western Visayans, the Land Bank of the Philippines (LANDBANK) onboarded two new LANDBANKasama Partners on 7 December 2023 at the Iloilo Provincial Capitol, Iloilo City. Under the LANDBANKasama Program, the state-run Bank is partnering with client cooperatives, associations, rural banks, local government units (LGUs), micro, small and medium enterprises (MSMEs), and private entities to help provide basic banking services on behalf of the Bank to areas with limited or no accessible banks. The new LANDBANKasama Partners – Hinigaran Multi-Purpose Cooperative (HMPC) and Guimaras Employees Multi-Purpose Cooperative (GEMPC) – will enable Western Visayans to enjoy convenient banking services without having to travel long distances to other towns to transact at the nearest LANDBANK branch. "Through LANDBANKasama, we are leveraging the power of digital banking and strategic local partnerships to provide basic banking services to remote, underserved, and unbanked communities nationwide. We look to advance greater financial access to clients and stakeholders who need our services the most," said LANDBANK President and CEO Lynette V. Ortiz. President Ortiz led the LANDBANKasama rollout with Provincial Government of Iloilo Vice Governor Christine S. Garin and Administrator Dr. Raul N. Banias, and Department of Social Welfare and Development (DSWD) Assistant Regional Director Joselito G. Estember. They were joined by new LANDBANKasama Partners represented by HMPC Project Manager Happy Elaine G. Aguilar and GEMPC Manager Raymundo Lao, alongside LANDBANK Director Nancy D. Irlanda, and First Vice Presidents Vivian M. Cañonero and Ma. Elenita N. Manucom, among other local and LANDBANKasama Partners. The HMPC touchpoint located at San Agustin Heights, Brgy. Narauis, Hinigaran, Negros Occidental, will help serve the banking requirements of all 24 barangays and nearby municipalities of Isabela and Pontevedra. Meanwhile, the GEMPC partner at San Miguel, Jordan, is expected to bring financial access closer to all of the five municipalities of Guimaras, namely Buenavista, Jordan, Nueva Valencia, San Lorenzo, and Sibunag. Financial inclusivity through innovative partnerships LANDBANKasama is a rebrand of the Bank’s Agent Banking Program (ABP), called as such to better captures the goals of the Program to create strategic points of banking access and promote collaboration towards expanding financial inclusion. LANDBANKasama Partners offer various services including cash withdrawal, cash deposit, fund transfer, bills payment, and balance inquiry, and benefit beneficiaries of the Conditional Cash Transfer (CCT) program of the DSWD, as well as government employees, teachers, students, and other private clients in the area. Aside from LANDBANK prepaid accounts, LANDBANKasama also now allows clients to make transactions using their LANDBANK savings accounts. The Program also seeks to empower and benefit customers through lower transaction costs, and enable potential savings on travel and associated expenses for clients located outside of municipal or city centers. With the onboarding of the two partner cooperatives, LANDBANK has a network of 1,086 LANDBANKasama Partners nationwide, 129 of which are in the Western Visayas Region. LANDBANK remains steadfast with its commitment to deliver innovative and inclusive financial services to all Filipinos, extending its reach to serve even the most remote communities nationwide.
READ MORETerms and Conditions Offer is only valid if the booking is made via www.onedinesfree.com platform and the participating restaurants reserve the right to decline the offer if the booking is not made via the platform. Please note that the SMS/ Email confirmation is mandated by the individual service provider. There could be a delay in delivery or blocked due to restrictions by the network or service provider. Reservation and offer needs to be communicated to the participating restaurant at the time of arrival and offer is valid for all Mastercard cardholders issued in Asia Pacific. Offer is only valid for applicable à la carte main course as determined by the restaurant, and excludes beverages, taxes and duties. Offer is valid for a minimum number of pax per Mastercard card per table per bill. For each bill, the offer can only be redeemed once. No splitting of table or bill is allowed. Please refer to each restaurant’s minimum number of pax. Example A: 2 persons ordered 2 main courses; the cardholder shall pay for 1 main course. Example B: 6 persons ordered 6 main courses; the cardholder shall pay for 5 main courses. Cardholders and their guests must order one (1) main course each to enjoy the offer. Example A: Four diners ordered three (3) Main Courses; no offer will apply. Example B: Four diners ordered (4) Main Courses, offer will apply. The offer can be withdrawn by Mastercard without any prior notification. The dish of the least value will be considered as the promotional / offer element at redemption. Cardholders are advised to check with the service staff on the type of dishes considered as Main Course to enjoy the offer. For reservations above 7 pax, please contact the restaurant directly and offer will not be applicable. There is no restriction on the number of visits by a cardholder to the restaurant during the offer period and for each visit, the cardholder will be able to enjoy the offer once. Reservations are subject to availability at all participating restaurants. The offer cannot be exchanged for cash / service, other products, or discounts. The offer is not transferable and cannot be used in conjunction with other discounts, promotional offers. Offer is valid for dine in only and not applicable for takeaways. Offer is not valid on eve of and on Public Holidays, special occasions such as Valentine’s Day, Mother’s Day, Father’s Day and other blackout dates. These dates will vary for each city and will be updated from time to time. Reservation on the designated blackout dates will not be allowed. Such other terms and conditions apply as per written approval between the restaurant and Mastercard and Dining City. In case of any dietary restrictions, allergies or any specific food or cooking requirements, please ensure the restaurant is informed at the time of ordering. Mastercard and Dining City do not take any guarantee or warranty of the quality, quantity of the food or ambience of the participating restaurant. Any issues pertaining to the same will have to be addressed and resolved by the restaurant directly. Mastercard and Dining City are in the business of promoting offers at the participating restaurant and are in no way endorsing or recommending the services, food or any aspect of the restaurant. Mastercard and Dining City shall use reasonable best efforts to ensure that reservations will be accepted, but Mastercard and Dining City will not be held responsible if a restaurant fails to inform either party of non-availability of such restaurant or if a sold out occurs or if a private event is held at such restaurant. The offer acceptability and honouring is subject to Force Majeure wherein any execution or delivery of any of the services committed through this program is hampered beyond its reasonable control, such as but not limited to, strikes, labour controversies, Acts of God, fire, flood, war, lightning, earthquake, collapse of structure, embargoes or Government orders or restrictions or policies etc., the affected restaurant shall be excused for non-performance of its obligation during the period such cause continues to exist. Rights of admission are reserved by the restaurant. Individual restaurant Terms & Conditions apply. All bookings are subjected to restaurants' availability. A reservation confirmation email/SMS will be sent to you once the booking is confirmed. In case you do not receive an Email confirmation/ SMS of your booking, kindly reach out to us at ODF@diningcity.asia The offer shall not be available wherever it is prohibited under law and / or cannot be made / continued for any reason whatsoever. Participation in this offer is entirely voluntary, and it is agreed and understood by the Participants that participation shall be deemed to have been made on a voluntary basis. All disputes under this offer are subject to the exclusive jurisdiction of the competent courts / tribunals of the respective country of the offer. By participating in the offer, the cardholders agree to be bound by the terms and conditions mentioned here and present in communications. Any tax or other liabilities or charges payable to the government or any other statutory authority / body or any participating establishment, which may arise or accrue to the cardholders, shall be solely borne by the cardholders. Amendments are subject to availability and at the discretion of the restaurant. Cancellations need to be done at least 24 hours prior to the booking time or will be deemed confirmed. Whilst this offer is joint branded, Mastercard does not collect, use, disclose, process or transfer any personal data relating to cardholders in accordance with these terms and conditions. All processing of personal data for the purposes of this offer is done by Dining City.
READ MOREThe Land Bank of the Philippines (LANDBANK) contributed P7 billion in sales to the country’s first-ever Tokenized Treasury Bonds (TTBs) issuance of the Bureau of the Treasury (BTr), in support of the National Government’s push for a financially inclusive domestic capital market. LANDBANK was lead Issue Manager with the Development Bank of the Philippines (DBP) for the maiden offering of TTBs and brought half of the total issued size of P15 billion. The TTBs are fixed-income government securities that are stored as digital tokens in the digital wallets of investors. It is supported by a dual registry structure where the National Registry of Scripless Securities (NRoSS) operates in parallel with a Distributed Ledger Technology (DLT)-based registry through blockchain technology. “The Tokenized Treasury Bonds exemplifies a forward-looking approach in promoting accessibility, convenience, efficiency, and transparency towards enhancing the overall investor experience. With the adoption of blockchain technology, we are also ensuring the integrity of transactions while providing investors with an increased level of trust and security,” said LANDBANK President and CEO Lynette V. Ortiz. The maiden issuance of TTBs was made available to qualified institutional buyers in minimum denominations of P10 million and increments of P1 million thereafter. These one-year peso-denominated bonds fetched a coupon rate of 6.50% per annum, payable every six months until maturity in November 2024. The tokenization of treasury bonds demonstrates the National Government’s vision of democratizing access to government securities by streamlining settlement procedures and minimizing friction costs. Following the successful debut, the BTr is looking to extend tokenized bonds to Filipino retail investors. LANDBANK remains committed to supporting the National Government’s bond offerings, as part of its efforts to promote greater financial inclusion and broader participation in the bond market.
READ MORELAZADA’S 12.12 SALE | PROMO MECHANICS Promo Period: December 12 – 16, 2023 OFFER: 15% OFF capped at P500, min spend P1,000 Qualified Cards: LANDBANK and OFBank Visa Debit Cards Enjoy 15% OFF capped at P500 on purchases made on Lazada with your LANDBANK and OFBank Debit Card and use the voucher code 12LBPLZD. Min spend of PHP 1,000 is required. Discount code is valid for 3x use during the promo period on Lazada’s mobile app. Applicable to new & existing Lazada users. Discount value redeemable at Lazada from December 12 – 16, 2023. Discount will apply when the voucher is entered at the Payment Page and the LANDBANK and OFBank Debit Card is selected as the payment option. Customer must check if discount amount is applied before proceeding to final check-out. TERMS AND CONDITIONS: Minimum spend applies to the total amount in cart prior to any discounts. Discount is applicable to all LANDBANK and OFBank Debit Cards. Discount is applied automatically at the checkout only when the voucher code has been successfully applied on the order. Discount is not exchangeable for cash, credit or other goods and services. Discount amount cannot be applied retroactively. Discount is not applicable to items marked “Voucher code not applicable on this item”. All cancelled orders will not be valid for re-instatement of voucher codes. Applicable only to eligible prepaid card BINs and eligible items. Payment codes cannot be used with other static code discount vouchers. The use of the voucher is subject to the Lazada Voucher Terms and Conditions. Discount is not applicable to digital goods, stores with digital goods product/s, milk products for 3 years old below (under the Milk Code) and other goods from blacklisted sellers set by Lazada. CUSTOMER SUPPORT For questions or clarifications, please contact Lazada Customer Care by clicking the chat button at http://www.lazada.com.ph/contact.
READ MOREPROMO MECHANICS Get 20% off when you purchase minimum of PHP 15,000 worth of ROCKPORT products using Mastercard. The Rockport story is one built on invention and innovation. It is a story of combining casual shoe designs with innovative performance technologies. Rockport shoes have run the New York City Marathon, climbed Mt. Kilimanjaro, and sailed around the world. Our company’s reputation has been built on footwear that delivers on making style comfortable for the metropolitan professional – and that’s a promise our consumers have come to rely upon. For over 50 years we’ve relentlessly pursued the promise of making people’s lives better through our commitment to style made comfortable. Simply put, Rockport’s design innovations allow our consumers to do more, be more, live more. ROCKPORT Terms & Conditions Offer cannot be availed in conjunction with any other promotion. Offer cannot be availed on marked down items. Offer is only applicable to non-discounted items. Cardholders to use their Mastercard branded cards to avail the offer. Click here: Mastercard General Terms and Conditions DTI Permit: FTEB-159881 Series of 2023
READ MORELANDBANK President and CEO Lynette V. Ortiz (3rd from left) and PDIC President Roberto B. Tan (2nd from left) lead the signing of the IRR and Data Sharing Agreement for the issuance of LANDBANK VISA Debit Cards to deposit insurance claimants of closed bank depositors, witnessed by PDIC Vice President Adalzon P. Banogon (leftmost) and LANDBANK Executive Vice President Liduvino S. Geron (rightmost). To expedite the disbursement of insurance claims, the Land Bank of the Philippines (LANDBANK) and the Philippine Deposit Insurance Corporation (PDIC) have partnered to provide LANDBANK accounts to Deposit Insurance Claimants (DICs) affected by bank closures. LANDBANK and PDIC signed the Implementing Rules and Regulations (IRR) and Data Sharing Agreement on 23 November 2023 in Makati City for the issuance of LANDBANK VISA Debit Cards to deposit insurance claimants of closed bank depositors. The partnership was formalized by LANDBANK President and CEO Lynette V. Ortiz and PDIC President Roberto B. Tan, with LANDBANK Executive Vice President Liduvino S. Geron and PDIC Vice President Adalzon P. Banogon as witnesses. "LANDBANK is one with PDIC in ensuring the swift disbursement of insurance claims. It is our privilege to complement your programs through our innovative banking solutions for the benefit of depositors," said LANDBANK President Ortiz. DICs can use the VISA Debit Cards at LANDBANK’s extensive network of 606 branches and branch-lite units across all 82 provinces of the country, ensuring access in even the most remote areas and communities nationwide. The LANDBANK VISA Debit Cards can also be used at 2,984 LANDBANK ATMs nationwide. DICS can also perform cash withdrawal and balance inquiry for free from 2,807 7-Eleven ATMs in Metro Manila and other major provinces in the country. "We extend our heartfelt gratitude to LANDBANK for embarking on this journey with us, being PDIC's unwavering ally in providing depositor protection to our countrymen," said PDIC President Tan. DICS can open a LANDBANK account through the Digital Onboarding System (DOBS), enabling clients to initiate the process online before visiting the branch to finish the account opening in as fast as 15 minutes. Clients also get access to LANDBANK’s digital banking products and services, including the Mobile Banking App, for more efficient and convenient management of finances. The collaboration between LANDBANK and PDIC is geared towards the protection of depositors and enhancement of public service delivery through the use of digital banking solutions.
READ MOREGood news for LANDBANK VISA Debit Card holders! Offers: Discount via Voucher Code: LANDBANK Discount: 20% off, capped at Php 150.00 Minimum single-receipt spent per transaction: Php 500. Minimum spent is based on gross food order value which is defined as the user's total food order value before any discount and shipping is applied. Maximum discount per transaction: Php 150.00 Valid from December 12 to December 31, 2023; only valid for fast food cuisine only. Each code can be used by a user on FoodPanda up to one (1) time only per user ID from December 12 to December 31, 2023 To avail of the discount, Cardholders must download the FoodPanda mobile app on the Apple Store or Google Play Store and proceed with the following steps: Input the delivery location. Choose from the available restaurants/shops under Delivery and Pick-up in the area. Place order worth at least the minimum spend requirement for each voucher code. Tap "Apply a voucher". Enter applicable Voucher Code or select the applicable seeded voucher. Pay using a qualified card. Discount is applied to the total purchase upon checkout. Other Terms and Conditions: Partner is not an agent of any of the participating merchants or outlets and makes no representation as to the quality of goods and services provided. All feedbacks regarding the quality of goods and services provided should be directed to the respective merchant or outlet. The offer cannot be exchanged for other items or discounts and cannot be used in conjunction with other promotional offers by the partner merchant that requires a voucher/promo code. The offer is not convertible to cash or credit. It may not be exchanged with any other product. In case of dispute in respect of the Partner only and the clients' availment of the Promo, the decision of the Partner with the concurrence of DTI shall be considered final. However, if dispute involves the FoodPanda and its performance and/or delivery of services to customers, subject to the Terms and Conditions set out below, the decision of FoodPanda with the concurrence of DTI shall be considered final. Vouchers, discounts and promos and the use of the foodpanda platform shall likewise be governed by the FoodPanda. Customer Support: LANDBANK can be reached through the following channels on your concerns and complaints regarding your accounts: 1. LBP Website 2. 24/7 LBPCustomer Service 3. LBP Branches
READ MOREPhoto courtesy of Patrick Garcia, Manila Bulletin SAN JUAN CITY – Traffic violators can now settle their fines and charges conveniently through the Link.BizPortal, the online payment facility of the Land Bank of the Philippines (LANDBANK), which has been integrated into the San Juan City Government’s webpage. LANDBANK joined the City Government of San Juan and the Metropolitan Manila Development Authority (MMDA) in launching the implementation of the Metro Manila Single Ticketing System (STS) in San Juan City on 15 November 2023. Photo shows San Juan City Mayor and Metro Manila Council President Francis Zamora (4th from left) with MMDA Chairman Romando Artes (3rd from left) leading the launching of the program, alongside San Juan City Vice Mayor Angelo Agcaoili (6th from left), MMDA Director Victor Nuñez (rightmost), and Land Transportation Office (LTO) Regional Director Noreen San Luis-Lutey (5th from left), together with LANDBANK Vice President Emelyn Justiniano (2nd from left) and San Juan Branch Head Zenaida R. Rodenas (leftmost).
READ MOREAs of Fri, April 25, 2025
| Buying | Selling | |
|---|---|---|
| USD | 56.25 | 56.75 |
| JPY | 0.388752 | 0.403776 |
| EUR | 63.163815 | 65.607824 |
| GBP | 73.988728 | 76.851588 |
| HKD | 7.223177 | 7.761414 |
As of Thu, April 24, 2025
| UITF | NAVPU |
|---|---|
| Cash Management Fund | 1.557366 |
| Money Market Fund | 1.310646 |
| PERA Money Market Fund | 1.023632 |
| Medium-Term Bond Fund | 2.470334 |
| Bond Fund | 2.024273 |
| PERA Bond Fund | 1.198883 |
| Balanced Fund | 2.585336 |
| Growth Fund | 2.562157 |
| Alpha Equity Fund | 2.96484 |
| Blue Chip Equity Fund | 0.954534 |
| Equity Fund | 0.773163 |
| High Dividend Equity Fund | 1.002938 |
| US$ Money Market Fund | 1.431822 |
| Global $ Fund | 1.518293 |
| Money Market Plus Fund | 1.223015 |
