MC - Shopee 7.30 Promo

Partner Participating Cards Duration Code Offer Validity Mastercard Credit, Debit, Prepaid Cards July 30, 2022 MCPAYDAY P150 off, min spend P2,000 1x use I. Qualifications The promo is exclusive to Mastercard® Credit, Debit, and Prepaid cards issued in the Philippines. II. How to Avail Shop using the Shopee mobile app. Select the items you wish to purchase and click “BUY NOW”. To proceed with checkout, enter your e-mail address and shipping details. Enter promo code “MCPAYDAY” upon checkout. Click “Select payment method” and choose “Credit / Debit Card” as option. Select or add your participating Mastercard® credit, debit, or prepaid card and click “Confirm”. Promo discount will be automatically applied to your purchase upon checkout. III. Terms and Conditions Qualified Mastercard® cardholders are entitled to avail of the promo discount from Shopee within the applicable promo period. Promo discount is P150 off, with a minimum spend of P2,000. Promo discount is valid for eligible Shopee users during the promo duration. Promo discount is valid for one-time use on July 30, 2022. Promo discount is valid for new and existing Shopee registered customers. Promo discount cannot be reapplied after a qualified order has been cancelled by the cardholder unless the reason for cancellation is deemed valid upon investigation. (e.g. delay in receipt of OTP) Promo discount cannot be applied retroactively. The offer cannot be exchanged for cash or other products. Promo discounts are only valid on preferred and Shopee Mall stores, excluding products under the “Load, Bills, and eServices” category. Promo discount is valid on orders to be delivered via integrated couriers. By joining this promo, the user confirms that he/she has read, understood, and agreed to the promo mechanics and its terms & conditions. Shopee reserves the right to cancel transactions of accounts that are proven to be invalid or fraudulent (i.e. abuse of the system). Shopee reserves the right to vary these terms & conditions with prior approval of DTI. IV. Customer Support For any questions or clarifications, please contact Shopee’s Customer Service at (02) 88805200 or email support@shopee.ph DTI Fair Trade Permit No. FTEB-147367 Series of 2022

LANDBANK assistance injects hope to Davao de Oro banana plantation

LANDBANK’s timely assistance helped Reicher Banana Farm, Inc. (RBFI) in Davao de Oro to register a 100% growth in production and fully recover from the dreaded Panama disease. PANTUKAN, Davao de Oro – When Reichard Dumaluan’s 74-hectare banana plantation was hit hard by the destructive Panama plant disease in 2013, his business was at serious risk of wilting away along with the infected trees in his farm.  The Panama disease infested Cavendish plantations throughout the province (formerly Compostela Valley) and neighboring towns in the region, only four years after Dumaluan established the plantation, Reicher Banana Farm, Inc. (RBFI), in 2009. Over time, the disease caught on, affecting the quality and quantity of RBFI’s produce. With plantation yield and income significantly reduced, RBFI sought financial assistance from the Land Bank of the Philippines (LANDBANK) to rehabilitate and sustain their operations.  RBFI availed of a P75-million loan from LANDBANK in 2018 to supplement working capital and purchase the necessary inputs and equipment for rehabilitation.    After two years of rehabilitation, RBFI fully recovered from the plant disease and is now harvesting around 10,000 boxes of produce a week—a 100% increase from the previous production of 5,000 boxes a week. “LANDBANK recognizes the importance of each subsector of agriculture to ensure food security. Through accessible credit assistance, we stand ready to support the diverse requirements of agri players to boost production and income,” said LANDBANK President and CEO Cecila C. Borromeo. RBFI also used a portion of the LANDBANK loan for land expansion and modernization, which includes the purchase of a digital device which can record data per banana bunch, such as its weight, age, and location in the plantation.  With the data, RBFI can digitally monitor the health of the crops and accurately distributes farm inputs such as fertilizers, thereby helping the company save on costs. The generated data also allows RBFI to forecast harvests within a given season. “I am grateful for LANDBANK’s support, especially at a time we needed it the most. As a client, we appreciate the customer service, as well as the financial and technical support they provide for our production,” Reichard Dumaluan said.  RBFI has since expanded its plantation to 130 hectares and generates employment for around 220 local residents. Their banana harvest is also being exported to different countries, including South Korea, China, and the Middle East, among others.  As of 30 June 2022, LANDBANK’s loan portfolio to support the country’s banana industry has reached P1.49 billion, in line with its intensified service to the agriculture sector. 

LANDBANK income surges 94% to P20.3-B in H1 2022

The Land Bank of the Philippines (LANDBANK) recorded a net income growth of 93.5% to P20.3 billion in the first half of 2022 from P10.3 billion a year ago, alongside doubledigit increases in assets and deposits. LANDBANK’s substantial expansion in net income is attributed to its prudent management of the cost of funds as well as sustained interest income from loans and investments. “LANDBANK’s robust financial performance will continue to drive its intensified assistance to key industries, especially the agriculture sector, in support of the country’s continuing recovery. We will also build on this growth momentum to further our efforts to rebuild local communities, advance financial inclusion, and support the National Government’s development agenda,” said LANDBANK President and CEO Cecilia C. Borromeo. LANDBANK’s total assets in the first half of the year grew by 11.8% to P2.8 trillion, further solidifying its ranking as the second-largest bank in the country. This was propelled by deposits amounting to P2.5 trillion, up 10.1% year-on-year. The government sector continues to account for the bulk of LANDBANK’s total deposits at 62% or P1.5 trillion, while the private sector comprised the remaining 38% share amounting to P930 billion. LANDBANK posted modest capital growth year-on-year at 1.9% to P206.5 billion, primarily due to the 93.5% surge in net income for the six-month period ended 30 June 2022. The Bank’s financial ratios remain at healthy levels, with return on equity at 15.43%, return on assets at 1.19%, and net interest margin at 2.92%. Through the years, LANDBANK has grown into one of the leading universal banks in the country, while remaining faithful to its social mandate to promote inclusive and sustainable development. On 8 August 2022, the state-run Bank will mark its 59th anniversary, representing almost six decades of service to the nation.

LANDBANK launches 10 mobile ATMs to bring services closer to customers

The Land Bank of the Philippines (LANDBANK) kicked off its 59th anniversary month celebration with the official inauguration of 10 mobile automated teller machines (ATMs) today, 05 August 2022, designed to service communities with disrupted or limited access to banking services. LANDBANK President and CEO Cecilia C. Borromeo, together with Manila Mayor Maria Sheilah “Honey” Lacuna-Pangan and Vice Mayor John Marvin “Yul” C. Nieto, led the blessing and inauguration of the LANDBANK Mobile ATMs at the Plaza Rajah Sulayman in Malate, Manila. They were joined by LANDBANK Director Virgilio DV. Robes, LBP Leasing and Finance Corporation (LLFC) President and CEO Michael P. Arañas, LANDBANK Executive Vice Presidents Alex A. Lorayes, Alan V. Bornas and Carel D. Halog, Senior Vice President Randolph L. Montesa, and other LANDBANK senior officials.  “The launch of new LANDBANK Mobile ATMs today reflects our continuing commitment to deliver unhampered and essential services to customers. We are also expanding our reach nationwide to promote greater financial inclusion, as part of our broader thrust to spur inclusive and sustainable development,” said LANDBANK President and CEO Borromeo. Six (6) of the new LANDBANK Mobile ATMs will be stationed in LANDBANK branches located in Luzon—including two units in Metro Manila—and two units each in Visayas and Mindanao. The new touchpoints increase LANDBANK’s total mobile ATMs to 20 and a wider ATM network of 2,877.  Designed as an offsite ATM mounted on a customized transport vehicle, the LANDBANK Mobile ATM can provide basic banking services, such as cash withdrawal, balance inquiry, bills payment, and fund transfer.  The LANDBANK Mobile ATMs can be deployed in areas affected by disasters or calamities, including cash payouts to beneficiaries of the National Government’s Conditional and Unconditional Cash Transfer (CCT/UCT) Programs under the Department of Social Welfare and Development (DSWD). Through the years, LANDBANK has grown into one of the leading universal banks in the country, while remaining faithful to its social mandate of promoting national development.  On 8 August 2022, the state-run Bank will mark its 59th anniversary, representing almost six decades of service to the nation.

Lazada - Visa 8.8 2022

GET P200 OFF WITH YOUR VISA CARD!  PROMO PERIOD AND PROMO OFFER  Qualified Cards: Visa Credit and Debit Card  Offer: Get P200 off with your Visa Credit and Debit Card  •    The Promotion is open to all active Visa Credit and Debit Card.  •    The Promo is valid on regular and sale items on Lazada.  •    Purchase must be made on August 8, 2022 12:00 am to August 12, 2022 11:59 pm Philippine time.  •    Discount applies for a minimum transaction amount of P3,500, charged to VISA Credit or Debit Card only. The promo can be availed by using the promo code VISALAZ88; valid for one-time use on the Lazada mobile app only.  •    Discount will apply when the voucher is entered at the Payment Page and the eligible Visa Credit or Debit Card is selected as the payment option. Customer must check if discount amount is applied before proceeding to final check-out.  HOW TO AVAIL  1. Download the Lazada app for free via App Store for Apple users or Google Play store for Android users.  2. Select the item/s you wish to purchase then click “Add to Cart”. Prepare your card details for the transaction. 3. Click the Shopping Cart icon on the right, topmost portion of the screen to view all the items on your Shopping Cart.  4. Select the item/s you wish to purchase and once you have reviewed the items on your Shopping Cart, click “Check Out”  5. Input the voucher code on the checkout page to apply the discount. Enter your shipping and billing information and select the credit card as payment method.  6. Enter your Visa card details and make sure to check if the discount was applied to total billing before proceeding to place the order.  7. Click “Place Order” to complete the transaction.  TERMS AND CONDITIONS  1. Discount can be used only once throughout the valid promo period.  2. Discount is applicable to all Visa Credit and Debit Cards only.  3. Discount is applied automatically at the checkout only when the voucher code has been successfully applied on the order.  4. Discount is not exchangeable for cash, credit or other goods and services.  5. Discount amount cannot be applied retroactively.  6. Discount is not applicable to items marked “Voucher code not applicable on this item”.  7. All cancelled orders will not be valid for re-instatement of voucher codes.  8. Applicable only to eligible credit card BINs and eligible items.  9. Payment codes cannot be used with other collectible or static code discount vouchers.  10. The use of the voucher is subject to the Lazada Voucher Terms and Conditions.  11. Discount is not applicable to digital goods, stores with digital goods product/s, milk products for 3 years old below (under the Milk Code) and other goods from blacklisted sellers set by Lazada.  CUSTOMER SUPPORT  For questions or clarifications, please contact Lazada Customer Care by clicking the chat button at http://www.lazada.com.ph/contact.  Per DTI Fair Trade Permit No. FTEB-147634 Series of 2022.

LANDBANK agri loans hit P257.7-B as of end-June

Celebrating 59 years of serving the nation As Land Bank of the Philippines (LANDBANK) celebrates its 59th anniversary on 8 August 2022, the state-run Bank remains committed to servicing the development requirements of small farmers, fishers, and other key players in the agri-business value chain, as loans to the agriculture sector reached P257.7 billion as of 30 June 2022.  The P257.7 billion total outstanding loans translate to a 15.5% increase from the same period a year ago, further solidifying LANDBANK’s position as the biggest lender to the agriculture sector in the country. “LANDBANK stands ready to extend accessible credit to all agri players to boost the country’s food production and supply. We will continue ramping up our lending activities in full support of the new administration’s agricultural modernization agenda,” said LANDBANK President and CEO Cecilia C. Borromeo.  Of the P257.7 billion total outstanding loans, P37.5 billion benefited small farmers and fishers, including those which were channeled through cooperatives and farmers’ associations, rural financial institutions, and other conduits. A total of P163.1 billion supported small, medium, and large agribusiness enterprises, while the remaining P57 billion aided agri-aqua related projects of local government units (LGUs) and government-owned and controlled corporations (GOCCs). The loans were used to finance various economic activities, including P56.7 billion for livestock, crops and fisheries production, and P122.2 billion for agri-processing and trading of rice, corn, and sugarcane, among others.  A total of P78.8 billion also backed the construction and improvement of essential agriculture infrastructure such as public markets, farm-to-market roads, warehouses, cold storages, irrigation systems, and slaughterhouses. In the first six months of 2022, LANDBANK also assisted in the construction and improvement of 138 kilometers of farm-to-market roads—which is one of the priorities in President Ferdinand Marcos, Jr.’s development plan for the agriculture sector.  Agri-Mechanization Financing Program In support of the President’s long-term goal to modernize agricultural production, LANDBANK has been offering the Agri-Mechanization Financing Program designed to promote mechanization of production and post-production processes, from planting to harvesting and processing, thereby increasing efficiency, reducing post-harvest losses and lowering production costs. The LANDBANK Agri-Mechanization Financing Program has supported 53 micro and small enterprises and cooperatives with cumulative loan releases totaling P681.5 million as of end-June 2022.  More Small Farmers and Fishers Assisted By adopting a more focused and direct lending approach, LANDBANK has cumulatively assisted more than 3.3 million farmers and fishers nationwide, of which 566,462 or 17% came from the 20 poorest provinces in the country. The top provinces with the highest number of beneficiaries include Nueva Ecija, Maguindanao, Bohol, Pangasinan, Cotabato, Isabela, Cagayan, Leyte, Ilocos Sur, and South Cotabato. LANDBANK’s close collaboration with the Department of Agriculture (DA) and the Department of Agrarian Reform (DAR) has also allowed it to reach and serve more farmers and fishers.  As of 30 June 2022, LANDBANK has extended a total of P13.3 billion to 247,591 borrowers under the programs it is administering for DA, and another P719.4 million to more than 200 agrarian reform beneficiary (ARB) organizations benefiting over 11,000 ARBs and small farm holders under DAR’s programs.  Through the years, LANDBANK has grown into one of the leading universal banks in the country, while remaining faithful to its social mandate to promote inclusive and sustainable development, representing almost six decades of service to the nation.

LANDBANK deploys Mobile ATM in quake-hit Abra

BANGUED, Abra – The Land Bank of the Philippines (LANDBANK) quickly deployed a mobile automated teller machine (ATM) to the Municipality of Bangued, Abra starting 29 July 2022, to service the cash requirements of customers in the province in the aftermath of the recent 7.0-magnitude earthquake that badly hit parts of Northern Luzon. Stationed at the LANDBANK Bangued Branch, the LANDBANK Mobile ATM provided basic banking services to calamity-affected residents, such as cash withdrawals, balance inquiries, bills payments, and fund transfers, until 3 August 2022. The LANDBANK Mobile ATMs are designed to be deployed in areas with disrupted or limited access to banking services due to disasters or calamities. In line with its 59th Anniversary celebration on 8 August 2022, LANDBANK recently launched 10 new Mobile ATMs on 5 August 2022, increasing the total number of units to 20 nationwide. 

Pa-Mine @ 59

LANDBANK digital transactions jump 25% in H1 2022

For the first half of 2022, the major digital banking channels of the Land Bank of the Philippines (LANDBANK) registered growths of 25% in volume and 21% in value, year-on-year, facilitating a total of 77.6 million transactions valued at P1.4 trillion. The increases represent combined transactions from the LANDBANK Mobile Banking App (MBA), iAccess, weAccess, Link.BizPortal, Electronic Modified Disbursement System (eMDS), and the LANDBANK Bulk Crediting System (LBCS). “LANDBANK remains committed to promoting greater digital adoption in support of the National Government’s financial inclusion agenda. Our safe, convenient and accessible digital banking products are designed to meet the needs of our diverse customer base, as we continue serving the nation,” said LANDBANK President and CEO Cecilia C. Borromeo.  The LANDBANK MBA led in terms of transaction volume with 59.8 million amounting to P103.1 billion, translating to 27% and 37% increases in volume and value, respectively. In terms of value, the Bank’s internet facility for national government partners, eMDS, topped the list with a total value of P966.2 billion or a 22% rise year-on-year, from facilitating 1.2 million transactions. The LANDBANK weAccess—the Bank’s corporate internet banking platform—also recorded growths of 17% in transactions and 11% in value, facilitating more than 10 million transactions worth P262.8 billion. Meanwhile, LANDBANK’s web-based payment channel, Link.BizPortal, facilitated 2.8 million transactions equivalent to a 48% increase, with a corresponding total value of P6 billion or 30% growth rate. Lastly, the LANDBANK iAccess and LBCS—the Bank’s online retail banking channel and electronic disbursement facility, repectively—recorded a combined total volume of 2.8 million transactions amounting to P15.3 billion. With the soaring demand for digital banking channels amid the pandemic, LANDBANK assures customers that it is maintaining the highest level of security in all its systems, as it also reminds customers to remain vigilant against online banking fraud and scams. Through the years, LANDBANK has grown into one of the leading universal banks in the country, while remaining faithful to its social mandate to promote inclusive and sustainable development. On 8 August 2022, the Bank celebrated its 59th anniversary, representing almost six decades of service to the nation. 

Visa - PC Game Pass

Subscribe to PC Game Pass with your Visa card and enjoy 3 months free! Merchant Terms & Conditions Valid only for new Xbox Game Pass members who are existing cardholder of Visa debit or credit cards issued in Philippines ("Visa Cardholders"). Visa Cardholders may claim an offer code by visiting and following the steps at www.myvisacardportal.com/apbenefits_ph/en_ph/landing/ by October 31, 2022. Issuance of offer codes is subject to availability. Offer codes are non-transferable and not exchangeable for cash or any other benefits in kind. To redeem the offer, the Visa Cardholder must create an account and apply the offer code on the relevant page(s) at microsoft.com/redeem by November 15, 2022. Microsoft reserves the right to determine the eligibility or ineligibility of any Visa Cardholder to redeem the offer in accordance with these terms and conditions, and if a Visa Cardholder is found to be ineligible, Microsoft may refuse to provide the Xbox Game Pass trial to such Visa Cardholder. Visa is not responsible for any unsuccessful redemptions of the offer code. Eligible payment method required at the time of offer redemption. Unless you cancel the subscription before the end of the 3-month trial, you will be charged the then-current regular membership rate on a month-to-month basis after the end of the 3-month trial. Limit: 1 redemption per person/account. Redemption of the offer code and use of Xbox Game Pass is subject to the Microsoft Services Agreement, Game Pass terms and system requirements at: xbox.com/subscriptionterms. Available in Philippines. For the avoidance of doubt, while Visa has facilitated this promotion for the benefit of Visa Cardholders, Microsoft is the sole provider of all goods and/or services under the offer. Accordingly, the Visa Cardholder understands, acknowledges, and agrees that the procurement by him/her of any goods and/or services using the offer code shall constitute a contract solely between Microsoft and him/her, and Visa is not, nor will become, a party thereto. By utilizing or attempting to utilize any of the goods and services using the offer code, the Visa Cardholder understands, acknowledges and agrees that:  Any claim, complaint or dispute of any nature arising out of or in relation to the procurement, or attempted procurement by the cardholder of any goods and/or services using the offer code (each a "Claim") shall be settled by the Visa Cardholder directly with Microsoft, and Visa Cardholder shall not make any Claim against Visa. Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa shall not be liable to any person for any loss, damage, expenses or claim (whether direct or indirect) in relation to any personal injury, death, false representation, damage or omission arising from or in connection with the usage or attempted usage of the goods and/or services provided using the offer code. Visa and Microsoft reserve the right to modify these terms or vary, suspend, cancel or terminate the promotion at any time without prior notice.