MC-Zalora 11.11

A. PROMO MECHANICS: I. Qualification: 1. This promo is open to all Philippine-issued Mastercard credit, debit and prepaid cardholders who will purchase on the ZALORA website or ZALORA app within the promo period. II. Promo Period and Discount: 1. Promo period valid on November 10-16 and 26-30, 2021 2. Philippine-issued Mastercard credit, debit and prepaid cardholders are entitled to get the following offer on the ZALORA website or app: ● Users are entitled to 45% off + 5% Cashback min spend P2499 max discount capped at P2,000, max cashback at P120 valid for 3x use from November 10-16 and 26-30, 2021 only. ● Voucher redemption is capped at 2,900 total or 242 orders per day and usage is valid 3x time use per account, to be availed using voucher code: MASTERCARD1111 to be inputted by the user upon checkout on ZALORA website or app III. How to avail of discount: 1. Log-on to http://www.zalora.com.ph 2. Click on Shop Women, Shop Men, Shop Kids to begin. 3. Select product categories. 4. Select product. 5. Selec? si?e and click on ?Add ?o Bag?. 6. Once finished, click CHECKOUT NOW to proceed. 7. Log in or Register by Signing in via Facebook. Input Customer Information such as name, phone number and delivery address. 8. Selec? ?Credi? Card? as Pa?men? Me?hod and inp?? MASTERCARD card de?ails. 9. Click ?Ha?e a promo code? En?er i? here?. 10. Enter promo code then click APPLY. 11. Click ?Order No?? ?o finali?e order IV. Promo Exclusions: 1. Discount is not valid on essentials items. 2. Valid on limited use per account up to 3x 3. Limited daily redemption only 4. Maximum discount of P2,000 5. Maximum cashback of P120 6. Brand exclusions apply. Discount is not valid on the following categories and brands: (full list: www.zalora.com.ph/faq-non-sale). V. Customer support: 1. For any questions or clarifications, please contact ZALORA Philippines Facebook Page or e-mail: customer@zalora.com.ph

LANDBANK bags innovation, sustainability honors in Asia CEO Awards

  The Land Bank of the Philippines (LANDBANK) was recognized as a Circle of Excellence awardee for innovation and sustainable finance at the 12th Asia CEO Awards, garnering top points among the 514 entries from both government and private-sector organizations. LANDBANK bagged the Most Innovative Company of the Year award for its Agent Banking Program, which forms part of the Bank’s thrust of serving unbanked and underserved Filipinos, especially those living in areas with limited or no bank presence. As of September 2021, the Bank has certified 162 Full-Suite Agent Banking Partners (ABPs) and 660 POS-only ABPs composed of cooperatives, rural banks, local government units, and micro, small and medium enterprises (MSMEs), to provide basic financial services in 45 unbanked municipalities and 131 underserved municipalities. LANDBANK has also tapped over 150 ABPs to co-locate with the Philippine Statistics Authority (PSA) in over 500 registration centers nationwide for the Philippine Identification System (PhilSys), to help onboard unbanked registrants to the formal banking system in support of the National Government’s financial inclusion agenda. The state-run Bank also received the Most Sustainable Company of the Year award for promoting environmentally sustainable programs to address climate-related issues, and for integrating sustainable finance in all aspects of the Bank’s operations. Last year, LANDBANK also made a successful return to the capital markets by generating P5 billion through the maiden Sustainability Bonds offer, designed to finance various loan programs that support sustainable green and social projects. “There is still so much to do as we navigate, recover, and rise from this economic and health crisis. Yet, these recognitions strengthen our spirit to serve with passion and overcome the challenges before us,” said LANDBANK President and CEO Cecilia C. Borromeo. The 2021 Asia CEO Awards is on its 12th year of recognizing outstanding leadership achievements by individuals and organizations in the Philippines and across the Asia-Pacific region.

MC-Shopee Payday 11.15

RTB 26

Mag-invest na at buksan ang regalo ng Panatag na Bukas para sa’yo at sa Pilipinas! Regaluhan ang sarili ng Panatag na Bukas at mag-invest na sa Retail Treasury Bonds (RTB 26) via Bureau of the Treasury’s website (www.treasury.gov.ph) and settle your payments via the LANDBANK LinkBiz.Portal simula ngayong November 16, 2021 hanggang November 26, 2021. Ang investment mo sa RTB 26 ay maituturing na rin bilang pamana mo sa kinabukasan ng buong Pilipinas. Sa halangang Php5,000.00 lang ay lalago na ang kinabukasan mo, at matutulungan mo pa ang ekonomiya ng bansa! Para sa iba pang detalye, pumunta sa www.treasury.gov.ph.

LANDBANK: No ‘ayuda’ in PhilSys registration centers

  The Land Bank of the Philippines (LANDBANK) wishes to clarify that the LANDBANK cards being provided for free to unbanked national ID registrants, with no initial deposit required, are not pre-loaded with government subsidy or ‘ayuda’. The statement comes after crowds expecting for financial assistance turned up at various Philippine Identification System (PhilSys) registration centers due to false information circulating online. LANDBANK is co-locating with the Philippine Statistics Authority (PSA) in the PhilSys rollouts nationwide to provide unbanked registrants with their own transaction accounts to bring more Filipinos into the formal banking system in support of the National Government’s financial inclusion agenda. PhilSys registrants without a bank account are encouraged to open a LANDBANK transaction account. The LANDBANK card can be used to conveniently manage funds and make financial transactions such as withdraw and send money, shop and pay bills online, among others. As of 31 October 2021, LANDBANK has onboarded 6.14 million unbanked PhilSys registrants for their own transaction accounts from 1,296 registration sites in 62 provinces nationwide. #   LANDBANK: Walang ‘ayuda’ sa PhilSys registration centers Nilinaw ngayon ng Land Bank of the Philippines (LANDBANK) na ang mga LANDBANK cards na ibinibigay nang libre at walang kinakailangang paunang deposito sa mga nag a-apply para sa national ID, ay walang kasamang tulong pinansyal mula sa pamahalaan o ‘ayuda’. Ipinahayag ito ng LANDBANK matapos na dagsain ng mga taong umaasang makakatangap ng ayuda ang iba't-ibang Philippine Identification System (PhilSys) registration centers dahil sa maling impormasyon na kumakalat online. Ang LANDBANK ay nakikipagtulungan sa Philippine Statistics Authority (PSA) para sa sa implementasyon ng PhilSys sa buong bansa upang bigyan ang mga nag-apply para sa national ID na wala pang bank account ng kanilang sariling transaction account. Ito ay upang mas maraming Pilipino ang magkaroon ng access sa iba’t-ibang produkto at serbisyong pampinansyal, at bilang pagsuporta sa layunin ng ating pamahalaan na mas palawakin pa ang financial inclusion sa bansa. Patuloy ding hinihikayat ang mga PhilSys registrants na wala pang bank account na magbukas ng LANDBANK transaction account. Ang LANDBANK card ay maaring gamitin para mas madali ang mag-ipon at gumawa ng pinansiyal na transakyon tulad ng mag-withdraw at magpadala ng pera, mag-shopping at magbayad ng mga babayarin online, at madami pang iba. Nitong ika-31 ng Oktubre 2021, nasa 6.14 milyong PhilSys registrants na ang na-onboard ng LANDBANK makatanggap ng kanilang sariling transaction account mula sa 1,296 registration sites sa 62 probinsya sa buong bansa.

LANDBANK, Abra town sign P60-M loan for dev’t projects

Lagayan Mayor Edmarc L. Crisologo (2nd from left) and LANDBANK Ilocos Sur Lending Center Head Loida Arlene Ringor (3rd from left) lead the signing of a P60-million loan to finance various infrastructure projects for the Municipality. They are joined by Vice Mayor Apolinar Molina, Sr. (4th from left), Municipal Treasurer Jesus B. Dalangin (rightmost), and LANDBANK Account Officer Richard A. Refuerzo (leftmost). LAGAYAN, Abra – The Land Bank of the Philippines (LANDBANK) and the Municipal Government of Lagayan in Abra province recently signed a P60-million loan to finance development projects to boost the local economy. Facilitated by the LANDBANK Ilocos Sur Lending Center, the 15-year term loan will finance the rehabilitation of a municipal road between barangays Pulot and Poblacion, to significantly improve the movement of goods and the public within the municipality. The road serves as the main route linking all four of Lagayan’s barangays and connects the town to other adjacent municipalities. The municipal road is seen to benefit Lagayan’s 4,617 residents, including 850 farmers and 625 fishers, and allows them to travel more safely and efficiently, especially when transporting agricultural goods to markets in nearby municipalities. The road will also support increased tourism activity within the municipality. Local tourist attractions in Lagayan include the caves in Mount Gaco, Lusuac Sprint Resort, and whitewater tubing or bamboo rafting near Ar-Arbis Falls. The P60-million LANDBANK term loan will also cover the purchase of a payloader to be used mainly in dredging the Palsuguan and Tineg rivers traversing Lagayan. This is part of the LGU’s efforts to prevent floods in rice fields and barangays caused by the natural build-up of debris and rising waters resulting from monsoon rains. To further control seasonal flooding, the LGU will also use part of the LANDBANK loan to put up a drainage canal system in Barangay Poblacion to improve water drainage for the health and safety of residents. “LANDBANK remains a ready and able partner of LGUs nationwide for various recovery and development initiatives. We will continue to serve local communities to spur economic activity, growth, and recovery,” said LANDBANK President and CEO Cecilia C. Borromeo. Lagayan Mayor Edmarc L. Crisologo expressed his appreciation for LANDBANK’s financial support, which will also bankroll the construction of a Legislative Building and the rehabilitation of the municipality’s Evacuation Center to be able to accommodate more evacuees, especially during disasters. The Center will also serve as the operations hub for the Municipal Disaster Risk Reduction Management (MDRRM). “May we continue and strengthen our partnership towards the success of every Lagayano’s dream. On behalf of my constituents, I am in deep gratitude for the helping hand extended by LANDBANK and the realization of the vision, dreams, and aspirations that Lagayanos have been longing for a long time now,” said Mayor Crisologo. As of end-October 2021, LANDBANK has extended P62.06 billion in outstanding loans to LGUs nationwide. Of this amount, P22.96 billion financed various agri-aqua projects, including P5.82 billion and P5.23 billion for transportation and health-care initiatives, respectively.

Retail Treasury Bonds purchase made accessible via LANDBANK app

  The Land Bank of the Philippines (LANDBANK) has made investing in the Bureau of the Treasury’s (BTr) 26th tranche of Retail Treasury Bonds (RTB-26) more accessible with the LANDBANK Mobile Banking App (MBA). The RTB-26 is a five-and-a-half-year bond with a coupon rate of 4.625% per annum designed for retail investors as a low-risk and higher-yielding savings instrument. Proceeds of the offer that is expected to reach P30 billion will support the National Government’s ongoing pandemic response initiatives and priority projects, among others. Through the LANDBANK MBA, interested investors can purchase RTB-26 for as low as P5,000 and in multiples of P5,000 thereafter in as fast as five minutes. This feature is also available in the Mobile Banking App of the Overseas Filipino Bank (OFBank), the official digital bank of the Philippine government and a subsidiary of LANDBANK. “We are once again inviting the investing public to support the BTr’s latest Retail Treasury Bond offer now made more convenient through LANDBANK’s digital platforms. Investors can purchase this affordable and low-risk investment in five minutes, and at the same time contribute directly to advancing the country’s ongoing economic recovery,” said LANDBANK President and CEO Cecilia C. Borromeo. Investors can also make online placements for RTB-26 through the BTr’s Online Ordering Platform then settle their payments via the LANDBANK Link.BizPortal. Over-the-counter placements are also accepted in all LANDBANK branches nationwide. The offer period for RTB-26 is until 26 November 2021, which includes a bond exchange offer where holders of Fixed-Rate Treasury Notes (FXTNs) 10-54 and 5-74 can swap their holdings for the new bond offering. The RTB-26 follows the RTB-25 issuance last March which raised P463.32 billion, of which LANDBANK generated 27% or a total of P124.39 billion. It also immediately comes after the highly successful first onshore retail dollar bond (RDB) issue in September that raised $1.6 billion for the national government, of which LANDBANK contributed US$205.27 million of total sales. LANDBANK serves as the Joint Lead Issue Manager for the RTB-26 offering, in line with promoting greater financial inclusion and inclusive national development.

LANDBANK cash grant payouts reach P89-B as of September

In partnership with the Department of Social Welfare and Development (DSWD), the Land Bank of the Philippines (LANDBANK) continues to deliver timely financial assistance as it released P89.45 billion in cash grants that benefitted 6.3 million lowincome families as of the first nine months of 2021. Of the total releases, P82.72 billion in cash grants were distributed to 4.4 million beneficiaries under the government’s Conditional Cash Transfer (CCT) Program, intended to support poor households with children aged 18 years old and below. The remaining P6.73 billion was released to 1.9 million beneficiaries under the DSWD’s Unconditional Cash Transfer (UCT) Program, as part of support interventions in line with the implementation of the Tax Reform for Acceleration and Inclusion (TRAIN) Law. “LANDBANK remains one with the National Government in the immediate delivery of social protection interventions and much-needed financial relief to vulnerable sectors. Under the whole-of-nation approach, we work closely with the DSWD and other government partners at the forefront of extending responsive and impactful services,” said LANDBANK President and CEO Cecilia C. Borromeo. The Bank also continues to distribute LANDBANK cash cards to CCT and UCT beneficiaries to make receiving and accessing benefits easier and more convenient. The cards can be used for cash withdrawals at LANDBANK ATMs and Agent Banking Partners, and for cashless purchases in groceries and drugstores, among others. As of 30 September 2021, LANDBANK has produced 6.4 million cash cards for this ongoing partnership, of which 4.4 million cards are already being utilized by the beneficiaries. CCT and UCT beneficiaries may also receive their benefits via over-thecounter transactions at LANDBANK branches and through various conduits. LANDBANK is relentless in fulfilling its expanded mandate as the delivery arm for the National Government’s social protection initiatives, in line with serving the Filipino people and the nation at large.

MC-SHOPEE 11.30

I.    Qualifications The promo is exclusive to Mastercard Credit, Debit, and Prepaid cards. II.    How to Avail Shop using the Shopee mobile app. Select the items you wish to purchase and click “BUY NOW”. To proceed with checkout, enter your e-mail address and shipping details. Enter promo code “MCPAYDAY” upon checkout. Click “Select payment method” and choose “Credit / Debit Card” as option. Select or add your participating Mastercard credit, debit, or prepaid card and click “Confirm”. Promo discount will be automatically applied to your purchase upon checkout. III. Terms and Conditions Qualified Mastercard cardholders are entitled to avail of the promo discount from Shopee within the applicable promo period. Promo discount is P150 off, with a minimum spend of P1,500. Promo discount is valid for eligible Shopee users during the promo duration. Promo discount is valid for one-time use on Nov 30, 2021. Promo discount cannot be reapplied after a qualified order has been cancelled by the cardholder. Promo discount is valid for new and existing Shopee registered customers. Promo discount cannot be applied retroactively. The offer cannot be exchanged for cash or other products. Promo discounts are only valid on preferred and Shopee Mall stores excluding products under the “Load, Bills, and eServices” category.  Promo discount is valid on orders to be delivered via integrated couriers. By joining this promo, the user confirms that he/she has read, understood, and agreed to the promo mechanics and its terms & conditions. Shopee reserves the right to cancel transactions of accounts that are suspected to be invalid or fraudulent (i.e. abuse of system). Shopee reserves the right to vary these terms & conditions with prior approval of DTI. IV.    Customer Support For any questions or clarifications, please contact Shopee’s Customer Service at (02) 88805200 or email support@shopee.ph DTI Fair Trade Permit No. FTEB-129560 Series of 2021 

MC-LAZADA Monday Holiday

HOW TO AVAIL  Via Lazada Mobile App 1.    Download the Lazada app for free via App Store for Apple users or Google Play store for Android users. 2.    Select the item/s you wish to purchase then click “Add to Cart”. Prepare your card details for the transaction 3.    Click the Shopping Cart icon on the right, topmost portion of the screen to view all the items on your Shopping Cart. 4.    Select the item/s you wish to purchase and once you have reviewed the items on your Shopping Cart, click “Check Out” 5.    Input the voucher code on the checkout page to apply the discount. Enter your shipping and billing information and select the credit card as payment method. 6.    Enter your Mastercard Credit/Debit/Prepaid Card details and make sure to check if the discount was applied to total billing before proceeding to place the order. 7.    Click “Place Order” to complete the transaction.  TERMS AND CONDITIONS:  1.    Discount can be used once every Monday throughout the valid promo period and dates. 2.    Discount is applicable to all Mastercard Credit/Debit/Prepaid Cardholders. Discount is capped at Php 400. 3.    Discount is applied automatically at the checkout only when the voucher code has been successfully applied on the order. 4.    Discount is not exchangeable for cash, credit or other goods and services. 5.    Discount amount cannot be applied retroactively. 6.    Discount is not applicable to items marked “Voucher code not applicable on this item”.   7.    All cancelled orders will not be valid for re-instatement of voucher codes. 8.    Applicable only to eligible credit card BINs and eligible items. 9.    Payment codes cannot be used with other collectible or static code discount vouchers. 10.    The use of the voucher is subject to the Lazada Voucher Terms and Conditions. CUSTOMER SUPPORT  For questions or clarifications, please contact Lazada Customer Care by clicking the chat button at http://www.lazada.com.ph/contact.  Terms and conditions apply. Per DTI Fair Trade Permit No. FTEB-130054 Series of 2021.