PROMO PERIOD: January 15, 2025 to February 15, 2025 OFFERS: P100 off minimum spend P500 for FIRST TIME visa card users on foodpanda Voucher Code: VISA100 Minimum single-receipt spend per transaction: Php 500.00. Minimum spend is based on gross food order value, which is defined as the user’s total food order value before any discount and delivery fee are applied. Valid for foodpanda users and VISA cardholders Each code can be used by a qualified user on foodpanda up to one time per foodpanda user ID during the Promo Period The offer will be available to new and existing foodpanda users. HOW TO AVAIL: To avail of the discount, the cardholder must go to www.foodpanda.ph or download the foodpanda mobile app on the App Store or Google Play and proceed with the following steps: Sign up or Log in. Input the delivery location. Choose from the available restaurants/shops under Delivery and Pick-up in the area. Place order worth at least Php 500.00. Tap “Apply a voucher” and click on applicable voucher Pay using a qualified card. Discount is applied to the total purchase upon checkout. OTHER TERMS AND CONDITIONS: Partner is not an agent of any of the participating merchants or outlets and makes no representation as to the quality of goods and services provided. All feedback regarding the quality of goods and services provided should be directed to the respective merchant or outlet and/or foodpanda. The promo cannot be exchanged for cash, other items, or discounts and cannot be used in conjunction with other promotional offers by the partner merchant that require a voucher/promo code. Vouchers, discounts, and promos and the use of the foodpanda platform shall likewise be governed by the foodpanda Terms of Use (https://www.foodpanda.ph/contents/terms-and-conditions.htm) CUSTOMER SUPPORT: Any issue on the actual purchase should be directed to and will be resolved by foodpanda. For promo-related concerns and inquiries, cardholders may reach out to foodpanda’s customer support at support@foodpanda.ph or via the live chat on the foodpanda app. DTI Fair Trade Permit No. FTEB-210962 Series of 2025.
READ MOREStart the year right with a chance to win up to P10,000 worth of SM Gift Pass when you Tap & Go™ with Mastercard®! Be one of the lucky winners of P10,000 or P500 SM Gift Pass when you shop at SM Store using your Mastercard from January 15 to March 31, 2025. Just spend a minimum P5,000 single-receipt spend in any SM Store branch within Metro Manila or P3,000 single-receipt straight or P5,000 installment spend in any SM Store provincial branch to qualify. Shop, tap, and get a chance to win to start a prosperous 2025! You may shop in-store, or order via SM Store Personal Shopper by sending a message through these mobile numbers. Eligibility: 1. The Promotion is open to all principal and supplementary cardholders of Mastercard cards issued in the Philippines. 2. To join the Promotion, cardholders must tap a valid Mastercard credit, debit, and prepaid card for a minimum P5,000 single-receipt straight and installment purchase at any SM Store branch within Metro Manila and P3,000 single-receipt straight and P5,000 installment purchase in any SM Store provincial branches. 3. Promo is valid for in-store and Personal Shopper card-present transactions. 4. Transactions paid via iPay88 / email billing are excluded from the promo, and cardholders whose accounts are suspended or terminated are not eligible to join the promotion. Terms & Conditions: 1. A minimum P5,000 single-receipt straight or installment transaction at any SM Store branch located in NCR and a P3,000 single-receipt straight or P5,000 installment transaction in SM Store provincial branches gives the cardholder a chance to instantly win P10,000 or P500 SM Gift Pass. 2. There will be 250 winners of P10,000 worth of SM Gift Pass and 2,500 winners of P500 SM Gift Pass nationwide. 3. Promo Period is from January 15 to March 31, 2025 while claiming of prizes will be from January 15 until May 31, 2025. 4. Upon completing the minimum single-receipt Mastercard transaction, a stub will be generated after the qualified tape receipt indicating if the customer has won P10,000 or P500 worth of SM Gift Pass. 5. Promotion is only available in SM Store. Transactions made in other SM Retail Affiliates are not qualified to join the promo and win any prize. 6. Prize is non-convertible to cash. 7. Purchase of cell cards, phone cards, SM Gift Cards, SM Gift Pass, Concert Tickets, Returns, Bills Payment Products, and other products at the Customer Service Counter are not qualified for this promotion. 8. Splitting of transactions is prohibited and shall not be allowed for redemption. 9. SM Store and Mastercard reserve the right to disclose and publish names, photos, and other information of the winners in any mode or manner as they deem appropriate. 10. Employees of SM Store, SM Retail Inc., Mastercard, and its accredited advertising agencies and suppliers, and their family relatives up to 2nd degree of consanguinity or affinity are disqualified from participating in the promotion. Claiming of Prizes: a. For in-store transactions – the winner (Cardholder) must present the following documents at the Customer Service Counter of the SM Store where the transaction was made. The Customer Service Manager must verify the winning transaction prior to awarding prizes to the cardholder: Original Winning Transaction Receipt Original Winning Charge Slip Original Winning Stub Winning Mastercard used Valid ID b. For Personal Shopper transactions – the SM Store branch rider/designated driver will release/deliver the Prize to the winner. Note: If an authorized representative will claim the prize, the following must be presented: Original/Photocopy Valid ID of the winner Original Valid ID of the Representative Original Winning Transaction Receipt Original Winning Stub Original Winning Charge Slip c. Winner must surrender and sign the original winning stub. d. The Transaction receipt and winning charge slip should be marked/stamped “CLAIMED” upon release of Prize. e. Cardholder can only claim his/her Prize at the same branch of the SM Store where transaction was made. f. SM Store and Mastercard will not replace lost or damaged prizes caused by the winner (cardholder). This promo is available in-store via SM Store Personal Shopper from January 15 to March 31, 2025. See discounts exclusions list at the cashier stations. Per DTI Fair Trade Permit No. FTEB-210381, Series of 2024.
READ MOREFriday feels can get more festive when you shop with Mastercard at SM Store! Get an EXTRA P200 OFF when you shop every Friday from January 10 to March 28 using your Mastercard credit card! Enjoy this exclusive discount with a minimum P5,000 single-receipt spend at any SM Store branch nationwide. Start your weekend shopping spree as early as Friday and shop your favorite finds at SM Store, Your Every Day Store! You may shop in-store, or order via SM Store Personal Shopper. Simply send a message to these mobile numbers. Terms & Conditions: 1. A minimum P5,000 single-receipt straight or installment transaction using any Mastercard credit card entitles the cardholder to an extra P200 discount instantly. 2. The promo period is all Fridays from January 10 to March 28, 2025 (January 10, 17, 24, and 31, February 7, 14, 21, and 28, and March 7, 14, 21, and 28) only. 3. Promo is applicable in-store and via Personal Shopper card-present transactions in all SM Store branches nationwide. 4. Offer is non-transferable, non-refundable, and non-convertible to cash. 5. The promo is in conjunction with other Mastercard promotions within SM Store. 6. Splitting transactions for the purpose of getting multiple discounts is not allowed. 7. Transactions paid via iPay88 / email billing are excluded from the promo, and cardholders whose accounts are suspended or terminated are not eligible to join the promotion. This promo is available every Friday from January 10 to March 28, 2024 in all SM Store branches nationwide. Per DTI Fair Trade Permit No. FTEB- 209836, Series of 2024.
READ MORELANDBANK continues to empower clients by promoting savings and rewarding lucky depositors through its IpoNalo Raffle Promo, which culminated in a grand draw on Valentine’s Day, 14 February 2025. Designed to encourage Filipinos to develop better saving habits, the IpoNalo Raffle Promo ran from 3 July 2024 to 31 January 2025, offering clients the dual advantage of growing their savings while earning raffle entries for a chance to win prizes. A total of 36 winners received premium Apple gadgets, including iPads, iPhones, and MacBook Airs, while three major prize winners took home ₱250,000, ₱500,000, and ₱1,000,000. The full list of winners will be posted on LANDBANK’s official Facebook page, and all winners will be notified directly through their registered contact details. “The overwhelming response to the IpoNalo Raffle Promo highlights the growing appreciation of Filipinos for the value of saving. We are thrilled to be a part of your financial journey towards securing a brighter and more secure future. With IpoNalo 2.0, we aim to encourage even more clients to prioritize financial security while rewarding their commitment to saving,” said LANDBANK President and CEO Lynette V. Ortiz. The IpoNalo Raffle Promo delivered outstanding results bringing in more than 15,000 new private accounts, which contributed ₱20 billion in deposits. In total, the promo generated ₱97 billion in new deposits across individual, corporate, and other accounts. Likewise, the Promo grew LANDBANK’s total Average Daily Balance (ADB) to over ₱240 billion, reinforcing the program’s effectiveness in encouraging Filipinos to save more and build financial security. Bigger rewards with IpoNalo 2.0 Building on the success of the initial promo, LANDBANK has launched the IpoNalo 2.0, offering even bigger prizes to encourage more Filipinos to save. Running from 1 February to 31 July 2025, the promo will give participants a chance to win a brand-new Toyota Innova Zenix, along with cash prizes of ₱1,000,000 and ₱500,000. All new and existing private individual and institutional LANDBANK deposit account holders can earn e-raffle tickets and join the LANDBANK IpoNalo 2.0 by increasing their deposits in their LANDBANK accounts from 01 February to 31 July 2025. The e-raffle draw will be on 14 August 2025. The IpoNalo Raffle Promo reflects LANDBANK’s commitment to innovate and implement programs that encourage financial discipline and saving among Filipinos. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
READ MOREFarmer Eric A. Janolino from the Municipality of Opol in Misamis Oriental ventured into tilapia farming and expanded his income with the financial assistance extended by LANDBANK and the Department of Agriculture under the Agricultural Competitiveness Enhancement Fund (ACEF) Lending Program. OPOL, Misamis Oriental – For over 30 years, Eric A. Janolino has dedicated his life to farming palay, corn, and various vegetables in the remote sitio of Tingkulan in Barangay Bagocboc. As someone without formal education, farming was the only way Eric knew to support his growing family. Yet, despite decades of hard work, life was a constant uphill battle. To fund each planting season, Eric used to rely on informal lenders who charged exorbitant and crippling interest rates, often leaving him with little to no profit after the harvest. This made it nearly impossible to improve his farming methods or invest in the necessary resources to grow his livelihood. Adding to his struggles, Eric lived in an isolated community with limited access to government services. The barangay is accessible only by motorcycle, requiring a 30-minute ride along rugged, unpaved roads and crossing several rivers from the town proper. This makes transporting crops to the market both difficult and costly, eating further into his already limited earnings. In search of better income, Eric tried his luck in Manila, taking on jobs as an electrician and security guard. But he felt out of place in the bustling city, and his heart pulled him back to the fields he had always called home. Returning to farming, however, presented the same persistent struggles—high-interest loans and limited resources left him with little to provide for his wife and three children. A new beginning Hope came in 2023 when Eric learned about the financial assistance available for small farmers like him, facilitated by LANDBANK in partnership with the Department of Agriculture (DA). Under the Agricultural Competitiveness Enhancement Fund (ACEF) Lending Program, he secured a ₱100,000 loan with a low annual interest rate of 2%, or only about ₱2,000 for the entire year. Eric was guided by LANDBANK and DA through every step of securing the loan—something he never thought possible due to his limited reading and writing skills. “Dati, kanya-kanyang diskarte ang mga tao dito para magkaroon ng puhunan sa pagsasaka. Pero noong dumating ang LANDBANK, ipinaliwanag nila kung paano kami makakapag-avail ng murang pautang sa ilalim ng ACEF program. Hindi na kami nahirapan sa pagbabayad ng malalaking interes sa 5-6,” Eric shared. With LANDBANK’s financial support, Eric ventured into tilapia farming and invested in building three fishponds, under the guidance of the Bureau of Fisheries and Aquatic Resources (BFAR) Region 10. To ensure success, he completed a BFAR training on tilapia production, equipping him with the knowledge and skills to maximize his new venture. A ripple effect of growth The impact of tilapia farming on Eric’s life was profound. His once meager earnings for his family grew into a steady and reliable income. He invested his profits to buy a carabao and a horse to help transport goods to market, raised pigs for extra income, and even renovated their home. Most significantly, Eric was able to send his children to school—something he once thought was out of reach. “Malaki ang pasasalamat ko sa LANDBANK dahil hindi sila nag-atubiling tumulong sa katulad naming mga mahihirap. Ngayon, meron na kaming mga hayop na pangkargada sa aming mga produkto at pang-araro ng bukid, kaya malaki talaga ang naitulong ng LANDBANK sa aking pamilya. Anuman ang iyong kalagayan at pangangailangan, nandiyan sila para magbigay ng tulong at suporta,” Eric said. Motivated by the opportunities provided by LANDBANK and DA, Eric inspired his fellow farmers to achieve the same success. Fourteen other farmers from his barangay availed themselves of the affordable credit facilities under the ACEF Lending Program and embraced tilapia farming. Like Eric, they soon began to see their livelihoods—and their incomes—flourish, enabling their families to better meet their needs and secure a brighter future. Empowering small farmers and fishers nationwide LANDBANK serves as the conduit bank of DA in implementing the ACEF Lending Program, which aims to boost the productivity of marginalized agricultural players through the extension of accessible credit assistance, among other support initiatives. Under the Program, farmers and fishers can borrow up to P1 million, while cooperatives, associations, and micro, small, and medium enterprises (MSEs) may access loans up to P5 million for the purchase of farm inputs and equipment, as well as the acquisition or establishment of agri-based production and processing machinery, equipment, and facilities. As of December 2024, LANDBANK has released a total of ₱14 billion in loans under the ACEF Lending Program benefitting 95,301 borrowers nationwide, 98% of which are small farmers and fishers. ABOUT LANDBANK LANDBANK is the largest development financial institution in the Philippines promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the country, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
READ MOREPromo Period: March 1, 2025 to August 31, 2025 Raffle promo for opening a LANDBANK account via the Mobile Banking Application (MBA) Straight Through Account (STAO) and making bills payment transactions through MBA. The raffle entries will be given only to individuals who opted to open their LANDBANK account via the MBA STAO and pay bills through MBA. Click here for the full promo mechanics and terms and conditions. Per DTI Trade Fair Permit No. FTEB-215204 Series of 2025.
READ MOREPROMO MECHANICS ACTIVATE AND PAY RAFFLE PROMO 1. Promo period is from March 1-May 31, 2025 2. Eligibility: Existing LANDBANK account holders Savings and Current Accounts 3. Non-eligibility: LANDBANK employees, promo organizers, and their relatives (up to the 2nd degree) LANDBANK accounts opened on or after March 1, 2025 onwards 4. Clients must perform the following: Enroll their account in the iAccess/MBA; and Pay bills in the MBA or Link.BizPortal amounting to at least PHP 100.00 within the promo period. 5. Raffle draw will be held in the presence of a DTI representative, with the following schedule: Promo Period Raffle Draw Date March 1-31, 2025 April 11, 2025 April 1-30, 2025 May 14, 2025 May 1-31, 2025 June 13, 2025 6. Each bill payment transaction earns one raffle entry with the Transaction Reference Number acting as the raffle ticket. 7. The fifteen (15) monthly raffle draw winners will each receive the ₱5,000 cash prize to be credited to their respective LANDBANK accounts within 2 to 3 banking days after the raffle draw. 8. The names of the raffle winners will be posted on LANDBANK’s official social media channels subject to the consent of the client 9. Announcement of winners will be via SMS. 10. Participants are eligible to win only once per monthly draw.
READ MORESports Central & Mastercard P500 Off Promo A. Eligibility 1. The Promotion is open to all principal and supplementary cardholders of Mastercard credit cards issued in the Philippines. 2. To join the promotion, cardholder must tap a valid Mastercard credit card with a minimum purchase requirement of P5,000 for a single-receipt straight or installment transaction. B. Promotion Mechanics and Conditions 1. A minimum P5,000 single-receipt straight or installment credit card transaction in any Sports Central branches entitles the cardholder an extra P500 discount instantly. 2. Promo Period is March 1-31, 2025 3. Upon completing the minimum single-receipt Mastercard credit card transaction, the POS will automatically award the P500 off. 4. P500 off is given at point-of-sale for qualified transactions and is applicable to all items. 5. The minimum purchase requirement is defined as net of all applicable discounts (i.e., class discounts, SMAC/SM Prestige discounts, and other discounts). 6. Prize is non-convertible to cash. 7. Offer is non-transferable, non-refundable and non-convertible to cash. 8. Splitting of transactions for the purpose of getting multiple discounts is not allowed. DTI Fair Trade Permit No. FTEB-215396 Series of 2025
READ MOREState-run Land Bank of the Philippines (LANDBANK) has received an upgraded Viability Rating (VR) from Fitch Ratings, rising from ‘bb’ to ‘bb+’, reflecting the Bank’s improved standalone financial strength. This upgrade highlights LANDBANK’s stronger capital buffers and enhanced profitability outlook. Fitch also reaffirmed LANDBANK’s Long-Term Issuer Default Rating (IDR) at ‘BBB’/Stable and Government Support Rating (GSR) at ‘bbb’, emphasizing the Bank’s systemic importance, full state ownership, and continued strong government support. Strengthened Financial Position The upward revision of LANDBANK’s VR signifies its resilience in navigating external challenges while reinforcing its role as a key policy bank. The upgrade follows Fitch’s assessment of the Philippine banking sector’s operating environment, which was revised updward to 'bbb-'/stable from 'bb+'/stable, a key factor in the Bank’s credit profile. “This latest rating upgrade is a testament to LANDBANK’s sound financial foundation and resilience. With a solid capital base and an improving profitability outlook, we are well-positioned to drive stronger financial performance while deepening our commitment to agriculture and other key economic sectors that fuel national growth,” said LANDBANK President and CEO Lynette V. Ortiz. Stronger Profitability and Capital Position LANDBANK’s earnings and profitability assessment was also a step-up to ‘bb’/positive from ‘bb-’/stable, with Fitch citing expectations of improved core profitability as credit costs decline amid a resilient economy and falling interest rates. The Bank’s capitalization is also projected to improve, supported by sustained organic growth. As of end-2024, LANDBANK reported a Common Equity Tier-1 (CET1) ratio of 15.1%, well above the Bangko Sentral ng Pilipinas' minimum requirement of 10.25%, reflecting strong capital buffers that support its lending capacity. Advancing Financial Resilience As the country’s largest Government-Owned and Controlled Corporation (GOCC) and the biggest credit provider to the agriculture sector and its value chain, among other key economic sectors, LANDBANK remains committed to advancing financial inclusion and national development. With its solid capital base and improving profitability outlook, LANDBANK continues to expand its financial services, sustain credit accessibility for key industries, and reinforce its crucial role in support of the National Government’s inclusive development agenda. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
READ MORE(Left photo) LANDBANK Executive Vice Presidents Ma. Celeste A. Burgos (left) and Leila C. Martin (center) accept the ‘Most Innovative Mobile Banking Application’ award at the 12th International Finance Awards (IFA) 2024, recognizing the Bank's leadership in digital banking innovation and financial inclusion. BANGKOK, Thailand – LANDBANK has been recognized for its digital banking excellence, winning the ‘Most Innovative Banking Application’ at the 12th Annual International Finance Awards (IFA) 2024. The award underscores LANDBANK’s commitment to leveraging digital innovation to enhance financial inclusion and empower Filipinos with seamless, secure, and efficient banking services. "This IFA award reaffirms LANDBANK's drive to transforming the banking landscape in the Philippines. Our Mobile Banking App equips every Filipino with essential tools to navigate their financial journey—from opening an account online, to managing finances, and investing in government instruments—all with greater confidence and convenience," said LANDBANK President and CEO Lynette V. Ortiz. LANDBANK Executive Vice Presidents Leila C. Martin and Ma. Celeste A. Burgos received the award on behalf of the Bank during the IFA ceremony held on 21 February 2025 in Bangkok, Thailand. The IFA recognizes outstanding industry talent, leadership, and financial capability on a global scale. In 2016, IFA also awarded LANDBANK as the “Most Socially Responsible Bank” in the Philippines for its strong commitment to sustainable development and environmental protection. “We will remain steadfast in developing innovative banking solutions, staying true to our promise of empowering Filipinos for a better future,” LANDBANK President Ortiz added. Record growth in digital transactions The LANDBANK Mobile Banking App (MBA) continues to record unprecedented growth, with transaction volume increasing 94% generating facilitating 106.82 million transactions amounting to P450.59 billion in value. With 2.1 million users, this surge underscores the growing trust and adoption of Filipinos to LANDBANK’s digital banking services. Designed for efficiency and accessibility, the LANDBANK MBA provides a seamless platform for online fund transfers, bills payment, and account opening. Clients can download the LANDBANK MBA for free on Google Play, Apple App Store, and Huawei App Gallery, offering Filipinos a secure and convenient banking experience anytime, anywhere. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
READ MOREAs of Mon, April 28, 2025
| Buying | Selling | |
|---|---|---|
| USD | 56 | 56.5 |
| JPY | 0.384503 | 0.399342 |
| EUR | 62.734299 | 65.163993 |
| GBP | 73.505595 | 76.352462 |
| HKD | 7.193121 | 7.729313 |
As of Fri, April 25, 2025
| UITF | NAVPU |
|---|---|
| Cash Management Fund | 1.557629 |
| Money Market Fund | 1.310792 |
| Money Market Plus Fund | 1.223222 |
| PERA Money Market Fund | 1.023734 |
| Medium-Term Bond Fund | 2.469743 |
| Bond Fund | 2.02113 |
| PERA Bond Fund | 1.197928 |
| Balanced Fund | 2.611204 |
| Growth Fund | 2.585961 |
| Alpha Equity Fund | 3.010427 |
| Blue Chip Equity Fund | 0.962315 |
| Equity Fund | 0.785213 |
| High Dividend Equity Fund | 1.009253 |
| US$ Money Market Fund | 1.431944 |
| Global $ Fund | 1.523469 |
