LANDBANK, alongside government and private partners, and AGRISENSO Plus farmer-borrowers, launch the LANDBANK ASCEND capacity-building program that aims to support at least 10,000 small farmers, fishers, and agrarian reform beneficiaries nationwide annually starting in 2025. LAL-LO, Cagayan — In line with its continuing mission to boost the agriculture sector and accelerate rural development, LANDBANK launched a comprehensive capacity-building program to equip agricultural players with the knowledge, skills, and resources needed for sustained growth and success. The LANDBANK Agri-Fishery Support thru Capability Enhancement for Nationwide Development (ASCEND) Program addresses the critical need for tailored interventions among agricultural stakeholders to ensure productive and profitable agri-business ventures, in line with Republic Act 11901 or “The Agriculture, Fisheries, and Rural Development (AFRD) Financing Enhancement Act of 2022.” Under the LANDBANK ASCEND, the Bank targets to support at least 10,000 small farmers, fishers, and agrarian reform beneficiaries (ARBs) nationwide annually starting in 2025. LANDBANK President and CEO Lynette V. Ortiz, alongside National Government partners Department of Agriculture (DA) Undersecretary Roger V. Navarro and Department of Agrarian Reform (DAR) Regional Office II Director Primo C. Lara, with local partner Lal-lo Vice Mayor Maria Olivia B. Pascual, led the ASCEND Program’s launch on 24 January 2025 at Lal-lo Municipal Gymnasium. The event gathered around 1,000 agriculture stakeholders from Cagayan and key representatives from other government and private partners, including the Agricultural Credit Policy Council (ACPC), National Irrigation Administration (NIA), Philippine Coconut Authority (PCA), Agricultural Training Institute (ATI), Cooperative Development Authority (CDA), Philippine Crop Insurance Corporation (PCIC), Technical Education and Skills Development Authority (TESDA), AGREA Agricultural Communities International Foundation, Inc. (AGREA), and LANDBANK Countryside Development Foundation Inc. (LCDFI). “With LANDBANK ASCEND, we aim to elevate the livelihoods of local agricultural producers, empowering them to maximize their full potential and actively contribute to national economic growth. This complements our continued efforts to provide accessible financial assistance and other meaningful support interventions across the agriculture value chain,” said LANDBANK President and CEO Ortiz. The LANDBANK ASCEND Program delivers holistic support through six integrated components. The Training and Upskilling component provides technical training to strengthen individual and organizational capabilities, while the Digital Financial Literacy component equips beneficiaries with essential skills for more effective financial management. The Program also employs Stakeholder Mapping to classify beneficiaries based on their capacity levels and financing access. Insights from this process will be utilized in Module Development to create customized training materials. The modes of training delivery include classroom sessions, virtual platforms, hands-on activities, demonstrations, coaching, and mentorships. To ensure sustainable outcomes, the Program incorporates a Monitoring and Evaluation component to assess the effectiveness of training modules and track the progress of beneficiaries. Additionally, the Market Linkage component connects beneficiaries to market opportunities through business clustering and other schemes. LANDBANK ASCEND serves as the capacity-building component of the LANDBANK AGRISENSO Plus Program, which features expanded eligibility, lower interest rates, and simplified loan process to provide broader access to credit and other support interventions for all players in the agriculture value chain. Eligible beneficiaries of the LANDBANK ASCEND include ARBs, duly registered farmers, as well as members of their household and their micro, small, and medium enterprises (MSMEs), and agrarian reform communities. Interested participants may visit any LANDBANK Lending Center or Branch, or contact LANDBANK’s Customer Service Hotline at 028405700 for more details. ABOUT LANDBANK LANDBANK is the largest development financial institution in the Philippines promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the country, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide. LANDBANK operates a total of 10 branches and branch-lite units and a lending center in Cagayan, complemented by 57 automated teller machines (ATMs), seven cash deposit machines (CDMs), 27 LANDBANKasama partners, and additional 16 ATMs in partner 7-11 convenience stores.
READ MORELANDBANK President and CEO Lynette V. Ortiz (4th from left) and Deputy Treasurer of the Philippines Ma. Nanette C. Diaz (5th from left) lead the inauguration of the LANDBANK Makati Business Center - Ayala Avenue Phygital Branch in Makati City on 30 January 2025. Joining them are (from L-R) PDIC President and CEO Robert B. Tan, LANDBANK Executive Vice President Liduvino S. Geron, GCG officials Commissioner Atty. Brian Keith F. Hosaka, Chairman Atty. Marius P. Corpus, and Commissioner Atty. Geraldine Marie Berberabe-Martinez, and Office of the Special Assistant to the President for Investment and Economic Affairs Undersecretary Jose Edwiniel C. Guilas. MAKATI CITY – LANDBANK opened its first ‘phygital’ branch in Metro Manila as part of the Bank’s nationwide rollout of modernized branches to provide Filipinos more accessible and innovative financial services. The LANDBANK Makati Business Center – Ayala Avenue Phygital Branch, located in Robinsons Summit Center on Ayala Avenue in Makati City, combines physical and digital services for a more streamlined, seamless, and delightful customer experience. LANDBANK President and CEO Lynette V. Ortiz and Deputy Treasurer of the Philippines Ma. Nanette C. Diaz led the inauguration rites for the LANDBANK Makati Business Center – Ayala Avenue Phygital Branch on 30 January 2025. Governance Commission for GOCCs (GCG) Chair Atty. Marius P. Corpus and Commissioners Atty. Brian Keith F. Hosaka and Atty. Geraldine Marie Berberabe-Martinez, and Philippine Deposit Insurance Corporation (PDIC) President and CEO Robert B. Tan also graced the event. “Our phygital branches represent a bold and timely step forward in bridging traditional banking with digital innovation. This reflects LANDBANK’s commitment to empower Filipinos by delivering accessible, customer-focused, and inclusive financial services,” said LANDBANK President and CEO Ortiz. This latest upgraded branch is LANDBANK’s eighth phygital branch, as the Bank plans to inaugurate at least 30 more phygital branches nationwide by the end of the year. Transforming the Branch Experience LANDBANK phygital branches feature a refreshed look with self-service machines, new queuing and tellering systems, meeting pods, and interactive zones. Each branch has a dedicated phygital ambassador to assist and guide customers to the machines or areas suitable to their needs, ensuring personalized support. Over-the-counter transactions in LANDBANK phygital branches are also simplified through the LANDBANK Easy Access (LEA) system, which eliminates the need to fill out forms. Account opening is initiated through the Digital Online Banking System (DOBS), accessible via the DOBS Corners in the branch or via the LANDBANK website for added convenience. Meanwhile, the Explore Zone offers clients the opportunity to learn more about LANDBANK’s wide range of financial products and services designed to help them achieve their financial goals. The meeting pods are specifically designed for consultations with LANDBANK marketing officers, providing clients with personalized guidance on how to maximize the benefits of the Bank’s offerings. The phygital branches are likewise equipped with automated teller machines (ATMs) and cash deposit machines (CDMs) that offer card and cardless transaction options. Soon, LANDBANK phygital branches will introduce additional features, including self-service passbook updating and ATM card issuance and updating, ATM withdrawal via quick response (QR) code, and access to DOBS via mobile and web with automatic scheduling for account opening. As LANDBANK sets its sights on broader nationwide expansion, the phygital branch model underscores its commitment to leveraging technology to drive financial inclusion and customer satisfaction. Customers can also open a savings account online through the straight-through account opening feature of the LANDBANK Mobile Banking App (MBA), without visiting a branch. The LANDBANK MBA is a free application that offers seamless and convenient online fund transfers, bills payments, and balance inquiries, among others. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide. LANDBANK operates 607 branches and branch-lite units and 60 lending centers nationwide, complemented by 3,229 ATMs, 238 CDMs, 1,130 LANDBANKasama partners, and an additional 3,449 ATMs in partner 7-11 convenience stores.
READ MOREPROMO DESCRIPTION: Raffle promo for LANDBANK Mobile Banking App (MBA) users who will utilize the application for merchant payments and interbank fund transfers (InstaPay) by scanning QR codes. SCOPE: The raffle entries will be given only to individuals who will transfer funds and pay merchants using the LANDBANK MBA QR code scanning. One raffle entry per successful transaction. ELIGIBILITY CRITERIA: Participants must be existing LANDBANK accountholders enrolled in the iAccess/MBA and must meet the following criteria: 1. Must pay merchants via QR Code scanning through LANDBANK MBA 2. Must transfer funds to other banks (InstaPay) via QR Code scanning through MBA PROMO PERIOD: February 1, 2025 to April 30, 2025, until 11:59 PM on the last day of the monthly promo period RAFFLE PRIZES: Monthly Draws: Three (3) monthly raffle draws. • Monthly Prize: P5,000.00 • Number of Winners: 25 winners per monthly draw. SCHEDULE OF THE RAFFLE DRAWS: Monthly Draws: The raffle draws will be held on the 10th floor, LANDBANK Plaza, 1598 MH Del Pilar corner Dr. J. Quintos Streets, Malate, Manila to be witnessed by a DTI representative after each month with the schedule below: February 1-28, 2025 Deadline of Transactions - February 28, 2025 at 11:59 PM Schedule of Raffle Draw - March 14, 2025 March 1-31, 2025 Deadline of Transactions - March 31, 2025 at 11:59 PM Schedule of Raffle Draw - April 14, 2025 April 1-30, 2025 Deadline of Transactions - April 30, 2025 at 11:59 PM Schedule of Raffle Draw - May 14, 2025 PRIZE REDEMPTION: Monthly Draws: Winners will receive a prize of P5,000.00 each (25 winners per draw). Prize Credit: Prizes will automatically be credited to the winners’ LANDBANK account, used to participate in the raffle, within 3-5 banking days after the raffle draw. Notification: Raffle Winners will be informed via registered mail and SMS. Posting: The names of the raffle winners will be posted on LANDBANK’s official social media channels subject to the consent of client SELECTION PROCESS: 1. Entry Pool: Individuals who transfer funds and pay merchants via QR code scanning through the MBA before the monthly cut-off will be automatically entered into the pool of entries for the corresponding monthly draw. 2. Raffle Entries: Each fund transfer and payment transaction earns one raffle entry with the Transaction Reference Number serving as the raffle ticket. 3. Winner Selection: Winners are randomly chosen through an automated raffle draw based on their Transaction Reference Number. 4. Winning Limitation: Participants can win once per draw within the promo period. All raffle tickets will only be qualified for their respective monthly raffle draws, e.g. fund transfers and payment transactions made in February 2025 will only be qualified for the March 2025 monthly raffle draw and excluded in the April 2025 and May 2025 monthly draws. 5. Account Status: The winner’s LANDBANK account must be active and not closed during the raffle draw date. 6. Disqualification: Employees of Land Bank of the Philippines, its promo partners, organizers, including their relatives up to the second degree of consanguinity or affinity are disqualified from participating in the promo.
READ MORELANDBANK President and CEO Lynette V. Ortiz (4th from left) and Yovel East Research and Development, Inc. President and CEO James P. Amparo (3rd from left) formalize a collaboration to empower Filipino farmers with accessible financing for innovative farming solutions on 14 January 2025 at the LANDBANK Plaza in Manila. Joining them as witnesses are Go Negosyo Founder and ASEAN Business Advisory Council Philippines Chair Jose Ma. Concepcion III (2nd from left), Go Negosyo-KALAP Senior Adviser and former Agriculture Secretary Dr. William D. Dar (leftmost), and LANDBANK officials Executive Vice President Ma. Celeste A. Burgos (5th from left) and First Vice President Eden B. Japitana (rightmost). In line with promoting modern and sustainable agriculture, LANDBANK and Yovel East Research and Development, Inc. (Yovel East) have recently partnered to further intensify support for Filipino farmers through accessible and increased financing and greater private-sector collaboration. The partnership is set to expand the reach and impact of the LANDBANK AGRISENSO Plus Lending Program—designed to provide holistic and strategic support for key players in the agricultural value chain—and assist Yovel East in managing clustered farms to deliver comprehensive assistance to its farmer-beneficiaries. LANDBANK President and CEO Lynette V. Ortiz and Yovel East President and CEO James P. Amparo formalized the partnership on 14 January 2025 at the LANDBANK Plaza in Manila. Present as witnesses were Go Negosyo Founder and ASEAN Business Advisory Council Philippines Chair Jose Ma. Concepcion III, Go Negosyo-KALAP Senior Adviser and former Agriculture Secretary Dr. William D. Dar, and LANDBANK officials Executive Vice President Ma. Celeste A. Burgos and First Vice President Eden B. Japitana. “At LANDBANK, we believe that financial assistance is just one piece of the puzzle in addressing the challenges faced by the agricultural sector. Our mission extends to providing comprehensive support across the entire agricultural ecosystem,” said LANDBANK President and CEO Ortiz. Under the partnership, Yovel East will serve as an anchor firm for the LANDBANK AGRISENSO Plus Lending Program and endorse potential borrowers to LANDBANK, while promoting technology-driven pre- and post-harvest facilities. Yovel East, a leading agricultural enterprise in the Philippines, is transforming rice production through its innovative "WeWillRice Program," which delivers a fully integrated, end-to-end rice production process for clustered farms. The Program facilitates the buyback of palay and manages the wholesale or retail marketing of produce, which ensures stable markets, promotes efficiency, and maximizes benefits for farmers. “Providing sustainability and consistency is always the thing that we want to achieve. Through this partnership, Yovel East assures that we will further expand the reach of AGRISENSO Plus and our WeWillRice Program to help more farmers,” said Yovel East President and CEO James Amparo. For its part, LANDBANK will be extending to eligible partners endorsed by Yovel East the AGRISENSO Plus Lending Program that provides affordable financing to small farmers and fishers, Agrarian Reform Beneficiaries (ARBs), and the whole agriculture value chain, aimed at bolstering nationwide food security and sufficiency. As of December 2024, the LANDBANK AGRISENSO Plus has supported 3,346 farmers with an outstanding loan portfolio amounting to P494.8 million. LANDBANK remains committed to its mandate of promoting agriculture, fisheries and rural development, and empowering all players of the agriculture value chain and their communities towards a brighter future. ABOUT LANDBANK LANDBANK is the largest development financial institution in the Philippines promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the country, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
READ MOREPROMO PERIOD: January 15, 2025 to February 15, 2025 OFFERS: P100 off minimum spend P500 for FIRST TIME visa card users on foodpanda Voucher Code: VISA100 Minimum single-receipt spend per transaction: Php 500.00. Minimum spend is based on gross food order value, which is defined as the user’s total food order value before any discount and delivery fee are applied. Valid for foodpanda users and VISA cardholders Each code can be used by a qualified user on foodpanda up to one time per foodpanda user ID during the Promo Period The offer will be available to new and existing foodpanda users. HOW TO AVAIL: To avail of the discount, the cardholder must go to www.foodpanda.ph or download the foodpanda mobile app on the App Store or Google Play and proceed with the following steps: Sign up or Log in. Input the delivery location. Choose from the available restaurants/shops under Delivery and Pick-up in the area. Place order worth at least Php 500.00. Tap “Apply a voucher” and click on applicable voucher Pay using a qualified card. Discount is applied to the total purchase upon checkout. OTHER TERMS AND CONDITIONS: Partner is not an agent of any of the participating merchants or outlets and makes no representation as to the quality of goods and services provided. All feedback regarding the quality of goods and services provided should be directed to the respective merchant or outlet and/or foodpanda. The promo cannot be exchanged for cash, other items, or discounts and cannot be used in conjunction with other promotional offers by the partner merchant that require a voucher/promo code. Vouchers, discounts, and promos and the use of the foodpanda platform shall likewise be governed by the foodpanda Terms of Use (https://www.foodpanda.ph/contents/terms-and-conditions.htm) CUSTOMER SUPPORT: Any issue on the actual purchase should be directed to and will be resolved by foodpanda. For promo-related concerns and inquiries, cardholders may reach out to foodpanda’s customer support at support@foodpanda.ph or via the live chat on the foodpanda app. DTI Fair Trade Permit No. FTEB-210962 Series of 2025.
READ MOREStart the year right with a chance to win up to P10,000 worth of SM Gift Pass when you Tap & Go™ with Mastercard®! Be one of the lucky winners of P10,000 or P500 SM Gift Pass when you shop at SM Store using your Mastercard from January 15 to March 31, 2025. Just spend a minimum P5,000 single-receipt spend in any SM Store branch within Metro Manila or P3,000 single-receipt straight or P5,000 installment spend in any SM Store provincial branch to qualify. Shop, tap, and get a chance to win to start a prosperous 2025! You may shop in-store, or order via SM Store Personal Shopper by sending a message through these mobile numbers. Eligibility: 1. The Promotion is open to all principal and supplementary cardholders of Mastercard cards issued in the Philippines. 2. To join the Promotion, cardholders must tap a valid Mastercard credit, debit, and prepaid card for a minimum P5,000 single-receipt straight and installment purchase at any SM Store branch within Metro Manila and P3,000 single-receipt straight and P5,000 installment purchase in any SM Store provincial branches. 3. Promo is valid for in-store and Personal Shopper card-present transactions. 4. Transactions paid via iPay88 / email billing are excluded from the promo, and cardholders whose accounts are suspended or terminated are not eligible to join the promotion. Terms & Conditions: 1. A minimum P5,000 single-receipt straight or installment transaction at any SM Store branch located in NCR and a P3,000 single-receipt straight or P5,000 installment transaction in SM Store provincial branches gives the cardholder a chance to instantly win P10,000 or P500 SM Gift Pass. 2. There will be 250 winners of P10,000 worth of SM Gift Pass and 2,500 winners of P500 SM Gift Pass nationwide. 3. Promo Period is from January 15 to March 31, 2025 while claiming of prizes will be from January 15 until May 31, 2025. 4. Upon completing the minimum single-receipt Mastercard transaction, a stub will be generated after the qualified tape receipt indicating if the customer has won P10,000 or P500 worth of SM Gift Pass. 5. Promotion is only available in SM Store. Transactions made in other SM Retail Affiliates are not qualified to join the promo and win any prize. 6. Prize is non-convertible to cash. 7. Purchase of cell cards, phone cards, SM Gift Cards, SM Gift Pass, Concert Tickets, Returns, Bills Payment Products, and other products at the Customer Service Counter are not qualified for this promotion. 8. Splitting of transactions is prohibited and shall not be allowed for redemption. 9. SM Store and Mastercard reserve the right to disclose and publish names, photos, and other information of the winners in any mode or manner as they deem appropriate. 10. Employees of SM Store, SM Retail Inc., Mastercard, and its accredited advertising agencies and suppliers, and their family relatives up to 2nd degree of consanguinity or affinity are disqualified from participating in the promotion. Claiming of Prizes: a. For in-store transactions – the winner (Cardholder) must present the following documents at the Customer Service Counter of the SM Store where the transaction was made. The Customer Service Manager must verify the winning transaction prior to awarding prizes to the cardholder: Original Winning Transaction Receipt Original Winning Charge Slip Original Winning Stub Winning Mastercard used Valid ID b. For Personal Shopper transactions – the SM Store branch rider/designated driver will release/deliver the Prize to the winner. Note: If an authorized representative will claim the prize, the following must be presented: Original/Photocopy Valid ID of the winner Original Valid ID of the Representative Original Winning Transaction Receipt Original Winning Stub Original Winning Charge Slip c. Winner must surrender and sign the original winning stub. d. The Transaction receipt and winning charge slip should be marked/stamped “CLAIMED” upon release of Prize. e. Cardholder can only claim his/her Prize at the same branch of the SM Store where transaction was made. f. SM Store and Mastercard will not replace lost or damaged prizes caused by the winner (cardholder). This promo is available in-store via SM Store Personal Shopper from January 15 to March 31, 2025. See discounts exclusions list at the cashier stations. Per DTI Fair Trade Permit No. FTEB-210381, Series of 2024.
READ MOREFriday feels can get more festive when you shop with Mastercard at SM Store! Get an EXTRA P200 OFF when you shop every Friday from January 10 to March 28 using your Mastercard credit card! Enjoy this exclusive discount with a minimum P5,000 single-receipt spend at any SM Store branch nationwide. Start your weekend shopping spree as early as Friday and shop your favorite finds at SM Store, Your Every Day Store! You may shop in-store, or order via SM Store Personal Shopper. Simply send a message to these mobile numbers. Terms & Conditions: 1. A minimum P5,000 single-receipt straight or installment transaction using any Mastercard credit card entitles the cardholder to an extra P200 discount instantly. 2. The promo period is all Fridays from January 10 to March 28, 2025 (January 10, 17, 24, and 31, February 7, 14, 21, and 28, and March 7, 14, 21, and 28) only. 3. Promo is applicable in-store and via Personal Shopper card-present transactions in all SM Store branches nationwide. 4. Offer is non-transferable, non-refundable, and non-convertible to cash. 5. The promo is in conjunction with other Mastercard promotions within SM Store. 6. Splitting transactions for the purpose of getting multiple discounts is not allowed. 7. Transactions paid via iPay88 / email billing are excluded from the promo, and cardholders whose accounts are suspended or terminated are not eligible to join the promotion. This promo is available every Friday from January 10 to March 28, 2024 in all SM Store branches nationwide. Per DTI Fair Trade Permit No. FTEB- 209836, Series of 2024.
READ MORELANDBANK continues to empower clients by promoting savings and rewarding lucky depositors through its IpoNalo Raffle Promo, which culminated in a grand draw on Valentine’s Day, 14 February 2025. Designed to encourage Filipinos to develop better saving habits, the IpoNalo Raffle Promo ran from 3 July 2024 to 31 January 2025, offering clients the dual advantage of growing their savings while earning raffle entries for a chance to win prizes. A total of 36 winners received premium Apple gadgets, including iPads, iPhones, and MacBook Airs, while three major prize winners took home ₱250,000, ₱500,000, and ₱1,000,000. The full list of winners will be posted on LANDBANK’s official Facebook page, and all winners will be notified directly through their registered contact details. “The overwhelming response to the IpoNalo Raffle Promo highlights the growing appreciation of Filipinos for the value of saving. We are thrilled to be a part of your financial journey towards securing a brighter and more secure future. With IpoNalo 2.0, we aim to encourage even more clients to prioritize financial security while rewarding their commitment to saving,” said LANDBANK President and CEO Lynette V. Ortiz. The IpoNalo Raffle Promo delivered outstanding results bringing in more than 15,000 new private accounts, which contributed ₱20 billion in deposits. In total, the promo generated ₱97 billion in new deposits across individual, corporate, and other accounts. Likewise, the Promo grew LANDBANK’s total Average Daily Balance (ADB) to over ₱240 billion, reinforcing the program’s effectiveness in encouraging Filipinos to save more and build financial security. Bigger rewards with IpoNalo 2.0 Building on the success of the initial promo, LANDBANK has launched the IpoNalo 2.0, offering even bigger prizes to encourage more Filipinos to save. Running from 1 February to 31 July 2025, the promo will give participants a chance to win a brand-new Toyota Innova Zenix, along with cash prizes of ₱1,000,000 and ₱500,000. All new and existing private individual and institutional LANDBANK deposit account holders can earn e-raffle tickets and join the LANDBANK IpoNalo 2.0 by increasing their deposits in their LANDBANK accounts from 01 February to 31 July 2025. The e-raffle draw will be on 14 August 2025. The IpoNalo Raffle Promo reflects LANDBANK’s commitment to innovate and implement programs that encourage financial discipline and saving among Filipinos. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
READ MOREFarmer Eric A. Janolino from the Municipality of Opol in Misamis Oriental ventured into tilapia farming and expanded his income with the financial assistance extended by LANDBANK and the Department of Agriculture under the Agricultural Competitiveness Enhancement Fund (ACEF) Lending Program. OPOL, Misamis Oriental – For over 30 years, Eric A. Janolino has dedicated his life to farming palay, corn, and various vegetables in the remote sitio of Tingkulan in Barangay Bagocboc. As someone without formal education, farming was the only way Eric knew to support his growing family. Yet, despite decades of hard work, life was a constant uphill battle. To fund each planting season, Eric used to rely on informal lenders who charged exorbitant and crippling interest rates, often leaving him with little to no profit after the harvest. This made it nearly impossible to improve his farming methods or invest in the necessary resources to grow his livelihood. Adding to his struggles, Eric lived in an isolated community with limited access to government services. The barangay is accessible only by motorcycle, requiring a 30-minute ride along rugged, unpaved roads and crossing several rivers from the town proper. This makes transporting crops to the market both difficult and costly, eating further into his already limited earnings. In search of better income, Eric tried his luck in Manila, taking on jobs as an electrician and security guard. But he felt out of place in the bustling city, and his heart pulled him back to the fields he had always called home. Returning to farming, however, presented the same persistent struggles—high-interest loans and limited resources left him with little to provide for his wife and three children. A new beginning Hope came in 2023 when Eric learned about the financial assistance available for small farmers like him, facilitated by LANDBANK in partnership with the Department of Agriculture (DA). Under the Agricultural Competitiveness Enhancement Fund (ACEF) Lending Program, he secured a ₱100,000 loan with a low annual interest rate of 2%, or only about ₱2,000 for the entire year. Eric was guided by LANDBANK and DA through every step of securing the loan—something he never thought possible due to his limited reading and writing skills. “Dati, kanya-kanyang diskarte ang mga tao dito para magkaroon ng puhunan sa pagsasaka. Pero noong dumating ang LANDBANK, ipinaliwanag nila kung paano kami makakapag-avail ng murang pautang sa ilalim ng ACEF program. Hindi na kami nahirapan sa pagbabayad ng malalaking interes sa 5-6,” Eric shared. With LANDBANK’s financial support, Eric ventured into tilapia farming and invested in building three fishponds, under the guidance of the Bureau of Fisheries and Aquatic Resources (BFAR) Region 10. To ensure success, he completed a BFAR training on tilapia production, equipping him with the knowledge and skills to maximize his new venture. A ripple effect of growth The impact of tilapia farming on Eric’s life was profound. His once meager earnings for his family grew into a steady and reliable income. He invested his profits to buy a carabao and a horse to help transport goods to market, raised pigs for extra income, and even renovated their home. Most significantly, Eric was able to send his children to school—something he once thought was out of reach. “Malaki ang pasasalamat ko sa LANDBANK dahil hindi sila nag-atubiling tumulong sa katulad naming mga mahihirap. Ngayon, meron na kaming mga hayop na pangkargada sa aming mga produkto at pang-araro ng bukid, kaya malaki talaga ang naitulong ng LANDBANK sa aking pamilya. Anuman ang iyong kalagayan at pangangailangan, nandiyan sila para magbigay ng tulong at suporta,” Eric said. Motivated by the opportunities provided by LANDBANK and DA, Eric inspired his fellow farmers to achieve the same success. Fourteen other farmers from his barangay availed themselves of the affordable credit facilities under the ACEF Lending Program and embraced tilapia farming. Like Eric, they soon began to see their livelihoods—and their incomes—flourish, enabling their families to better meet their needs and secure a brighter future. Empowering small farmers and fishers nationwide LANDBANK serves as the conduit bank of DA in implementing the ACEF Lending Program, which aims to boost the productivity of marginalized agricultural players through the extension of accessible credit assistance, among other support initiatives. Under the Program, farmers and fishers can borrow up to P1 million, while cooperatives, associations, and micro, small, and medium enterprises (MSEs) may access loans up to P5 million for the purchase of farm inputs and equipment, as well as the acquisition or establishment of agri-based production and processing machinery, equipment, and facilities. As of December 2024, LANDBANK has released a total of ₱14 billion in loans under the ACEF Lending Program benefitting 95,301 borrowers nationwide, 98% of which are small farmers and fishers. ABOUT LANDBANK LANDBANK is the largest development financial institution in the Philippines promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the country, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
READ MOREPROMO MECHANICS ACTIVATE AND PAY RAFFLE PROMO 1. Promo period is from March 1-May 31, 2025 2. Eligibility: Existing LANDBANK account holders Savings and Current Accounts 3. Non-eligibility: LANDBANK employees, promo organizers, and their relatives (up to the 2nd degree) LANDBANK accounts opened on or after March 1, 2025 onwards 4. Clients must perform the following: Enroll their account in the iAccess/MBA; and Pay bills in the MBA or Link.BizPortal amounting to at least PHP 100.00 within the promo period. 5. Raffle draw will be held in the presence of a DTI representative, with the following schedule: Promo Period Raffle Draw Date March 1-31, 2025 April 11, 2025 April 1-30, 2025 May 14, 2025 May 1-31, 2025 June 13, 2025 6. Each bill payment transaction earns one raffle entry with the Transaction Reference Number acting as the raffle ticket. 7. The fifteen (15) monthly raffle draw winners will each receive the ₱5,000 cash prize to be credited to their respective LANDBANK accounts within 2 to 3 banking days after the raffle draw. 8. The names of the raffle winners will be posted on LANDBANK’s official social media channels subject to the consent of the client 9. Announcement of winners will be via SMS. 10. Participants are eligible to win only once per monthly draw.
READ MOREAs of Tue, April 29, 2025
| Buying | Selling | |
|---|---|---|
| USD | 56.15 | 56.65 |
| JPY | 0.384503 | 0.399342 |
| EUR | 62.734299 | 65.163993 |
| GBP | 73.505595 | 76.352462 |
| HKD | 7.193121 | 7.729313 |
As of Mon, April 28, 2025
| UITF | NAVPU |
|---|---|
| Cash Management Fund | 1.558065 |
| Money Market Fund | 1.311204 |
| Money Market Plus Fund | 1.223605 |
| PERA Money Market Fund | 1.024015 |
| Medium-Term Bond Fund | 2.471787 |
| Bond Fund | 2.022874 |
| PERA Bond Fund | 1.198546 |
| Balanced Fund | 2.606916 |
| Growth Fund | 2.583822 |
| Alpha Equity Fund | 3.00714 |
| Blue Chip Equity Fund | 0.961723 |
| Equity Fund | 0.7838 |
| High Dividend Equity Fund | 1.005401 |
| US$ Money Market Fund | 1.432307 |
| Global $ Fund | 1.527551 |
